Kunpeng Project
Retired in April 2024 with 39 years of service, how much is the pension expected to be received?
I happened to be born in April 1964, and when I went through the retirement procedures, I roughly calculated my working years, a total of 39 years, 39 years of working years, theoretically speaking, not too long, not too long, but longer than most people. Why is it said that when you become a public official, you can enjoy 30 years of service, but in fact, many people do not reach 39 years of service. Especially when some women are in their 50s or 55s, they have almost 39 years of service.
39 years of working life, in fact, is a long time, far beyond most groups, but the number of years of work does not mean that you can get a higher retirement pension, which is related to your insurance payment conditions, the nature of the work, for example, retirement from the enterprise, 39 years of working years, and a civil servant who is also 39 years, its pension treatment will be very different.
Judging from the published data, there are a little more than 3,000 retired employees of government agencies and institutions. Retired workers of government agencies and institutions generally have a pension of five or six thousand. The difference between the two is already obvious.
Therefore, for pension institutions, this issue is very critical, if 39 years of work from the public institution retirement. Its initial pension is generally 3,000-4,000 yuan. However, if you have a higher average contribution of 100%, it is likely to be your own pension. That is, from four thousand to five thousand.
Let's say we have worked in a government agency for 39 years and have some professional and technical positions. In other words, his pension should be at least between 6,000-8,000 yuan. In addition, we can also get a professional annuity, because not all corporate annuities are borne by the employees of the company. Civil servants generally have their own professional pensions, plus their own professional pensions, they can probably earn an extra one or two thousand to two or three thousand, and a month's salary will be tens of thousands.
This is also due to the different nature of the units, which leads to the pension gap. But we found that whether it is a retiree of an enterprise or a government institution, its salary is much higher than the national average wage standard, the average pension of enterprise employees is 3,100 yuan, and after our 39 years of personal retirement, there is at least more than 4,000 yuan, therefore, it is definitely higher than the general standard, that is, your pension is in a middle and upper, and the same is true for retirees in government institutions and institutions, and their wages are also above the middle, therefore, this kind of pension for years, fundamentally speaking, It's not going to be low.
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