What are the two parts of the medical insurance personal account? What should I do if I don't run out of funds?
Health security, just like the protector of life, has always been the focus of our concern, and it is also the focus of our understanding and understanding. It can be said that with medical insurance, it is equivalent to holding a knife to fight against the dangers in life. However, what many people don't realize is that a personal account for Medicare is actually made up of two aspects. This article will help you solve the mystery of the health insurance personal account, explore its details, and how to use it. During this process, we will also issue the issue of cash in the bank account not being used**.
First of all, we should understand that there are two kinds of personal accounts in medical insurance: one is to record all medical insurance premiums in your own account, which is what we often call "personal accounts"; The medical insurance premiums paid by the unit are also known as "unit transfer to the account". Each of these two accounts has its own features and constraints. Second, let's discuss what the balance of these two accounts is. Medical expenses paid by individuals, including medical expenses and hospitalization expenses, as well as medical expenses for family members. The part of the employer contribution refers to the medical expenses that are below the threshold or beyond the upper limit. Therefore, the balance of the personal account for health insurance varies according to the type of account. So, what if you don't have enough money in your account? In general, individual account balances for Medicare** can be accumulated, but the method and maximum amount are different for each region. Some places have implemented a "medical insurance" system, some places have implemented a "New Year's Eve" policy, but some places have implemented a "New Year's Eve" policy. In addition, the balance of the personal account of medical insurance can also be used to purchase commercial insurance and pay for medical insurance. Therefore, when determining the balance of the personal account of medical insurance**, it should be combined with the specific situation of each place and adapted to local conditions. In general, it is of great significance to the income and expenditure of the two types of medical insurance**, how to use and how to use. In this way, you can not only deepen your understanding of the working mechanism of medical insurance, but also combine your own reality to manage and use the health of yourself and your family reasonably, so as to better protect the health of yourself and your family.