In the next two or three years, supernumerary and innumerary retirees may face three major problems!
In China, due to the increasing perfection of the social security system, the call for the reform of the social security system in China is getting louder and louder. Recently, there is another bad news coming out: henceforth.
In the second or third year, retirees who are not part of the establishment or the establishment may face three thorny problems.
The problem facing China's social security funds is that the bearing capacity of social security funds is constantly increasing. As a result, some non-establishment or in-establishment retirees will postpone their pensions.
In recent years, the shortage of social security funds in China has been continuously improved, but it is still difficult to fundamentally solve it in the near future. Therefore, retirees should be well-thought and make their own pension plans in advance. Employees will face difficulties in paying for health insurance. In response to the increase in medical insurance funds, medical insurance compensation will be carried out in some areas to reduce or increase the number of insured people.
This is especially true for older people who have been taking medication for longer periods of time or who see patients frequently. Third, in the case of deepening the reform of state institutions, state-owned enterprises and other institutions, some employees in the establishment will face the situation that the adjustment range of pensions will be reduced or even revoked.
This will not only lower their pensions, but also their quality of life. To solve the above problems, we must do a good job in pension services. They should have a comprehensive understanding of their social security, medical insurance, etc., so that they can make reasonable plans for their retirement funds to avoid a shortage of funds.
It is necessary to pay close attention to the various policies and trends of change in the country, fully understand their own rights and security, and make life and investment plans in a timely manner.
At the same time, we should also have an optimistic attitude towards our own life, participate in more social activities, do more physical exercises, and make our bodies healthier, so that we can have a better old age.
This paper provides a detailed analysis of the background, impact and possible countermeasures of these three problems.
1.Due to the deepening of the aging of China's society, the pressure on China's pension insurance payment is also increasing. Although China has adjusted the pension for several years, it is still not enough to adjust the CPI increase.
This means that those who retire will face a reduction in their ability to purchase pensions. 2.Problems with health care: The cost of medicines is on the rise due to the development of medical technology. Many retirees are covered by medical insurance, but the high personal medical expenses are still quite large.
In addition, there are many chronic diseases among the elderly in China, and they need to take drugs for a long time and have routine physical examinations, which increase the burden of medical expenses. 3.The quality of life has declined, and many elderly children are facing a growing economy and fierce social competition, and their lives are under great pressure, and it is difficult to provide them with appropriate help. In addition, due to aging, the body's function decreases, and the quality of life will also decrease.
Conclusion: In the next two or three years, whether it is the establishment or the establishment, it will be three major problems, therefore, the society and individuals should work together.
The state should increase investment in pension insurance, health insurance, etc., and make them more fair and reasonable; The whole society should attach importance to and support the elderly, and encourage communities, enterprises and other institutions to actively participate in pension services; Individuals should prepare early for their old age, and have a positive attitude to enhance their awareness of health protection.
Only in this way can we work together to meet the challenges of an ageing population and ensure the quality of life of the elderly. Top Writers