The passbook is not whether you can withdraw money or not, and it depends on a variety of factors. First of all, we need to clarify the identity and relationship between the holder of the passbook and the person who withdraws the money. If the holder of the passbook is unable to withdraw money in person at the bank due to age, illness, work, etc., and his relatives or authorized persons have the passbook and password, they can usually withdraw money. In this case, the withdrawer will need to provide valid proof of identity and proof of relationship with the passbook holder.
However, if the passbook does not have a password, or the withdrawer is not authorized by the holder, the bank will usually refuse to withdraw money in order to protect the rights and interests of customers and the safety of funds. This is to avoid the risk of unauthorized persons taking or misappropriating other people's funds.
In addition, there may be differences in banking regulations in different countries and regions. Banks in some countries may be more stringent** requiring withdrawals to provide additional supporting documents or formalities to ensure the safety of customer funds.
In general, in order to ensure the safety and legitimacy of funds, banks make judgments on a case-by-case basis when processing withdrawals. If a customer needs to withdraw money, it is best to consult the official regulations of the relevant bank first and make sure to comply with the relevant formalities and requirements to avoid unnecessary trouble.