Over the past decade or so, housing prices in our country have been on a high trend, which has made many domestic wage earners see buying a home as a major event in their lives. A high-quality housing can not only provide us with a comfortable living environment, but also provide a stable living foundation for our families, and even become an important way to preserve and increase the value of family property.
However, choosing the wrong property during the home buying process often leads to many problems and can even affect a person's future and family life. A friend who works in a real estate company in Chengdu told me that when buying a property, whether it is from the perspective of living comfort or property appreciationThere are 3 types of houses that must not be touched, they are called "poor people's houses" by some industry insiders, greedy for cheap may make you into ** annoyance, what is going on?
For properties over 30 years old"Old and broken"Houses, this kind of houses have always attracted some buyers who pursue economic interests with their low prices, and many of them buy this kind of property with the illusion of demolitionHowever, as the demolition has become "old reform", the possibility of demolition of old houses has been minimal, and the purchase of such "old and dilapidated" houses often causes many problems in the later stage.
1.The structure and basic supporting facilities of the old houses are aging
Due to the age of their construction, the structure of these houses is often less stable than that of modern new homes. Over time, the aging of building materials and the lack of maintenance can lead to a decrease in the structural strength and stability of the house.
This structural instability can lead to various problems such as cracking of walls, leakage of roofs, loosening of floors, etc. These problems not only affect the aesthetics of the home, but also affect the safety and comfort of the occupants. For example, cracks and water leaks on the wall can lead to a series of subsequent problems such as mold growth and reduced indoor air quality.
At the same time, old houses require a lot of time and money to be repaired. For example, problems such as aging water and electricity facilities, clogged pipes or leaking water often occur, requiring a lot of manpower and financial resources to be repaired. Especially for older houses that have been renovated many times, the restoration and maintenance work is even more daunting.
In addition, the supporting facilities of the old community, such as elevators, greenery, parking spaces, etc., may no longer be able to meet the needs of modern life. The aging of the elevator may lead to the inconvenience of going up and down the stairs, the lack of greening may affect the quality of the living environment, and the lack of parking spaces will bring the problem of parking difficulties.
2.More property rights issues and legal risks
As we all know, the property right term of commercial housing in China is 70 years, which means that no matter whether the house you buy is new or old, once the property right expires, the property right needs to be renewed. For older homes that are more than 30 years old, this process can be more complicated and difficult.
Once faced with the issue of property rights renewal, we will face a series of legal risks. This may not only involve the change of land use rights, the renovation of housing structure, the adjustment of property rights, etc.; There may also be a variety of potential title disputes, such as debt issues from previous owners, legacy building issues, etc.
These problems may affect our daily life and bring unnecessary troubles and troubles. What's more, solving these problems can take a lot of our time and energy, which will affect our lives and work.
3.It is difficult to monetize and has little room for appreciation
Due to the aging of the structure and basic supporting facilities of the old houses, as well as the property rights issues and legal risks, the competitiveness of the old houses in the market is weak, the realization is more difficult, and the appreciation space is smaller.
If these "old and dilapidated" houses have no school district or other added value, and cannot be demolished, they may become less and less valuable. Due to the lack of market demand, these houses will **go further** and may eventually be reduced to "poor people's houses".
Foreclosure properties are becoming more and more frequent, however, before considering buying foreclosure properties, we need to understand the risks involved to ensure that our decision to buy a property is wise and prudent.
First of all, if the original owner has not moved out, or the landlord does not cooperate with moving out, there may be a risk that the original owner will not be able to settle down. For some families, hukou issues may be related to their children's education, medical care and many other aspects. Therefore, before buying a foreclosure property, it is important to do sufficient investigation and communication to ensure that it can be settled smoothly.
Secondly, in accordance with China's principle of leasing priority, the lease is not broken by buying and selling. This means that once you have purchased a foreclosure property, the original lease contract will continue to be valid. Buyers must wait for the lease to expire before they can move in.
However, some lease contracts can be as long as several years or even ten years, which is undoubtedly a huge challenge and risk for buyers. If unforeseen circumstances occur during the lease period, such as rent arrears, utility fees, utility bills, and damage to the premises, the buyer may also bear the risk and the buyer may find himself in trouble.
In addition, some foreclosure properties may have a variety of complex legal disputes and debt issues, which makes it impossible for buyers to move in immediately or enjoy the convenience that the property brings.
At the same time, when buying a foreclosure property, the buyer also needs to bear all the relevant taxes and fees. The specific amount is usually not specified, but the transfer tax of some houses is very high, especially for some special housing transfer situations, such as inheritance, gifts, etc., the taxes involved may be very high.
These costs are usually borne by the purchaser, which means that the purchaser needs to be financially prepared when buying a foreclosure property to avoid getting bogged down by taxes.
In the current real estate market, small property rights as a special existence, attracting the attention of some buyers. However, for home buyers, the risks of buying a small property cannot be ignored.
1.Lack of legal safeguards
Small-title properties are not legal properties, they are in a grey area in the law and lack legal protection. The purchase of a small property right house cannot go through legal procedures such as land use certificate, real estate certificate, deed tax certificate, etc., and in the event of a dispute, it is often difficult to effectively protect the rights and interests of buyers. This is also why many people regard small property rights as "chicken ribs", not only love its low price, but also worry about the risks behind it.
2.Liquidity is not good
The nature of the land on which small property rights are built is often carried out on collective land, rather than land expropriated by the state. This means that the transfer, lease or assignment of small property rights is illegal for non-class members and cannot be supported by bank loans. In addition, persons other than class members are not entitled to transfer or rent small properties, which further limits the liquidity of small properties.
3.Quality is difficult to guarantee
Many small property rights have serious safety risks. Due to the lack of strict supervision, it is often difficult to guarantee the quality of small property ownership. In the event of an emergency such as fire and **, the safety of the owner's life and property will be greatly threatened.
At the same time, it is difficult to guarantee the after-sales warranty of small property rights, and once there is a problem, the owner often needs to bear the maintenance costs by himself. Moreover, due to the lack of formal property management services, it is often difficult to effectively guarantee the maintenance of public areas, safety inspections, cleaning and sanitation of small property rights.
This not only affects the quality of life of the owners, but can also lead to community conflicts. Therefore, it is best for the majority of buyers not to buy small property rights houses, and choose regular commercial houses as the first choice for buying houses.
In general, the three types of houses that are more than 30 years old and dilapidated, risky foreclosure houses and small property rights will gradually become difficult to live in and difficult to sell in the future, or will become "poor people's houses".
Therefore, home buyers need to be more cautious when choosing these types of homes, fully understand the associated risks, and avoid falling into trouble on the spur of the moment. At the same time, all sectors of society should also strengthen the management and supervision of these houses to provide more protection and support for home buyers. Only in this way can we truly avoid such houses becoming "poor people's houses" and achieve social fairness and harmony.