The topic of pension adjustment in 2024 seems to be a matter of great concern to many people. But whether the pension will be adjusted in 2024, we might as well analyze it. In fact, there are a number of recent news that the pension adjustment in 2024 is, in principle, a high probability event. One of the clearest news is that the work reports of many regions clearly point out that the treatment of pensions will continue to be improved, of which Shanghai and Henan can be seen in the work reports, so this news can indeed promote the continued adjustment of pensions in 2024 to a certain extent.
In addition, some data from the recent official press conferences of the Ministry of Human Resources and Social Security and the Ministry of Finance can also reflect the continued adjustment of pensions, which has a certain potential momentum. For example, the social security ** announced by the Ministry of Human Resources and Social Security, the cumulative balance has exceeded 8,000 billion yuan. And social security** can completely achieve income greater than expenditure, and the accumulated balance is constantly growing. Then this is good news, and it is indeed helpful for pension adjustment. and the Ministry of Finance announced. The cumulative balance of pension insurance is also close to 6,000 billion yuan. This is actually good news, and it can also promote the growth of pensions to a certain extent.
However, the above news, we just to judge whether the pension will grow, specifically or wait until each year after the human resources and social security department to issue a specific notice to be able to implement, about March every year, around May may be announced to that time, we can determine whether the pension is growing, but some people raised a question, if the pension growth in 2024 this year, for individuals below 3500 yuan, can it usher in a higher growth?
For such a question, I personally still have deep feelings, 3500 yuan is a national pension level, 3000. Individuals with more than 500 yuan belong to the middle and upper income groups, and people with less than 3,500 yuan belong to the middle and low income groups. If the growth of higher pensions is made for low- and middle-income people, then it is bound to narrow the gap between pensions, which can indeed play a certain role, but will it make a tilt adjustment for people below 3,500 yuan?
I personally think that this probability is still relatively low, because in principle, today's pension adjustment, relatively speaking, has been very mature, it is based on the principle of three combinations, to adjust, fixed adjustment linked to the adjustment and tilt adjustment, the principle of combination. Among them, the quota adjustment, taking into account the low- and middle-income people, to achieve a fair and reasonable linkage adjustment, and taking into account the high-income group, to achieve more payment and long-term payment, and the tilt adjustment for the elderly retirees and formed an additional adjustment, so such a model will not be easily changed, and will not be easily broken, if the individual below 3500 yuan wants to obtain a higher growth, then it is obvious that according to such an adjustment model is impossible, Because there will be no advantage in terms of peg adjustment. Therefore, if we want to get a higher adjustment, we must get more pensions in order to be able to increase pensions.
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