How to open game quick payment also known as third party payment in the payment industry?

Mondo Technology Updated on 2024-02-20

In the current era of intelligence, fast payment has gradually begun to replace paper money payment, and the security and convenience of fast payment have also been significantly improved. Especially for online games, opening up fast payment is an essential step.

Quick payment refers to a payment method that can be completed by users in the process of payment, without opening online banking, and only need the corresponding bank card number, name, mobile phone number and other information. When the user retains the information and makes a second payment, only the payment password is required to complete the payment. It is very convenient and fast, and you can go out with a mobile phone, which has been liked by the majority of users.

In recent years, the rapid rise of third-party fast payment has also led to the development of the financial industry.

In order to cater to the preferences of contemporary young people, more and more game developers have gradually increased the variety of games.

At this time, the problem that annoys many merchants comes, how to open fast payment for the game?

At present, we are familiar with WeChat, Alipay, UnionPay, online banking and other payment tools, all of which belong to the scope of fast payment.

The following is a brief introduction to you, what do you need to access their payment interface?

First of all, you need to have a company with five certificates and three certificates.

Then use these materials to register a merchant account with Alipay (the review cycle is about 5 working days), or the developer account of WeChat (the review cycle is about 5 working days, 300 yuan fee), or UnionPay and PayPal (these two are not familiar to me).

Then apply to open the payment product on the mobile phone, Alipay's words are "mobile fast payment" (jump to the Alipay app when paying, users need to install the Alipay app), or "mobile wap web payment" (open a webview when paying and log in to Alipay to pay), WeChat, you need your app to have an appid on the shelf before it can be opened; It's about 5 working days.

Then there is the technical integration, Alipay and WeChat will provide you with a 32-bit secret key for tamper-proof verification (or if you use RSA encryption, you need to upload your public key to him); You need to have your own payment backend server to handle the backend processing of encryption and obtaining payment tokens; The technical integration is more complex and difficult to explain in detail here, and the general process is as follows:

Finally, connect your app to your payment backend, and you can use third-party payment on the app.

It is recommended that the first version of your product use Alipay's WAP payment, and you only need to create a new web view on the client, call your background server URL and pass parameters, you can pay, the implementation cost is low and cross-platform.

If you really want high-quality implementation, you should also consider security issues such as communication encryption, anti-drop orders, and anti-duplicate payments.

The above content is an introduction to how to open a quick payment for the game, and if you have any questions, you can consult us.

If you want to activate Quick Pay, there are three ways:

The first is to recruit your own team to develop the back-end system and connect with the official.

The second way: find a company with technology to do theirs.

The third way: find a service provider that specializes in developing mobile payment systems to buy their technology.

If you want to quickly open a transaction, you can tell us, we cover all payment channels such as WeChat, Alipay, UnionPay, etc., and quickly access the transaction immediately.

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