As the economy develops, the interest rate on bank deposits keeps falling, which makes the income for depositors gradually decrease. In order to seek better investment returns, many people have begun to pay attention to the financial markets and have found a new way to invest - *regular investment. Recently, a netizen shared his successful experience, insisting on investing 1,500 yuan every month for regular investment, and after a long period of accumulation, he has accumulated a wealth of about 600,000 yuan. So how did he do it? Let's take a look.
Choosing the right investment direction is key. This netizen has chosen a long-term and stable investment strategy from the beginning, which can prevent the risk of uncertainty in the future and obtain higher returns over a longer period of time. Education savings funds are a good option with a relatively stable trend and are suitable for investors who want to grow their money.
Once we have decided on the direction of our investment, we can plan according to the time. For example, we can choose a 5-year, 10-year, or 15-year cycle. Now let's take a look at the return of ** regular investment for 15 years.
Assuming that we start investing in 2005 and end in 2020, then our investment cycle is 180 periods, with a total investment of 270,000 yuan. After calculation, the annualized rate of return over 15 years is 1012%, then $270,000 will become $609,236 after 15 years. This means that our principal amount generates interest of $339,236, which is much higher than the principal amount. And our total revenue has reached 12564%。
It can be seen that insisting on a fixed investment of 1,500 yuan per month can indeed achieve the goal of doubling the income after 15 years. However, for some, a 15-year investment cycle may be too long. Let's take a look at the situation in 10 years.
The monthly fixed investment is 1,500 yuan, and we will invest 180,000 yuan in 10 years. If we had started investing in 2010 and ended in 2020, we knew that the Chinese economy had been ** during this time, so the rate of return would have been higher. After calculation, the annualized rate of return is 1254%, then in 10 years we will get 166,206$85 in earnings. Together with the principal, our total assets will reach 346,20685 yuan.
While this gain hasn't doubled, it's still quite substantial. Finally, let's look at the situation for another 5 years.
Also taking 2015 to 2020 as an example, the annualized rate of return is 1312%, and the cost we invested is 90,000 yuan. In the end, we will get 35,151$53 income, total assets of 125,15153 yuan.
As the investment time and principal decrease, so does our rate of return. However, the rate of return on this type of investment is still very attractive compared to keeping it in a bank.
If you can't accept the way of long-term investment, you can also consider the direction of policy support, such as foreign trade economic consignment. This method can bring stable income with only a small amount of configuration. Get a 1% cut in 30 days, which is a great option.
Overall, regular investing is an effective way to invest and help you grow your wealth. Whether it's long-term or short-term, you can find an investment plan that suits you. If you have any questions or ideas, please leave a comment below and exchange and learn together. February** Dynamic Incentive Program