During the Chinese New Year, a friend came to me. Throw me a question :"What would you do if someone asked you to borrow money one day and didn't pay you back at the appointed time? ”
As soon as I heard about it, why do people need me to answer this question every year? I said:"I'll ask her to pay her back. ”She was stunned:"Don't you feel embarrassed? She's your friend. ”I said:"Whether it's a friend or not, or even a relative, the spirit of contract is very important. Borrowing money is a help, but be sure to cherish each other's links this time. Face and affection should not be a weakness for others to grasp you, but should be a way to deepen the foundation of trust. ”When it comes to borrowing money, I'm always brought up and talked about. But now, I am slowly relieved, and even more and more feel that sometimes, my seemingly "ruthless" is really affectionate. There must be friendship between people, there must be contracts, and there must be trust, and only in this way can we go longer. 
Before, Lao Chen was always curious about one thing, why did so few people ask me to borrow money? He has more friends and makes more money than him, but few people ask me to borrow money. Someone privately discussed borrowing money from me, so they shook their heads, and the meaning of shaking their heads was very clear - iron rooster, the IOU must not be less, and it must not be repaid at the end of the day. I don't care. It is only natural to owe money to pay off debts. The IOU is a guarantee, and it is the armor afterward. My mother-in-law once thought I was beyond her knowledge. Unexpectedly, my girlfriend asked me to borrow money. When I open my mouth, I just want an IOU, my face is not red and my heart is not beating, the kind that is logical. My girlfriend is in urgent need of a sum of money because she is buying a house, and her other bank deposit is due in a month, so she wants me to borrow money to change her head and promise to repay it in a month. I know her well, but even if I know the roots, I still maintain my principles. I said in **"Okay, you bring the IOU, and I'll send you the money. ”At that time, my mother-in-law happened to be next to me. "How did you open your mouth, you've known each other for so many years. She wouldn't be angry. ”I said, "I can't open my mouth." She asked me to borrow money, and I lent her money, based on trust. I asked her for an IOU, also on the basis that she would not fall out in the future. "Only by putting everything in front can we make the things behind us more stable. Putting ugly words ahead is not necessarily a bad thing. ”As for being angry, if the IOU will make her angry, then what is the basis of friendship? The mother-in-law was surprised at first. But when I turned my head, I said to myself, I can understand. How can you not understand it? Because over the years, the people who owe money are the uncle, which is really true. Especially in the name of relatives and friends, borrowing money and not paying it back abounds, so that later, it is not the embarrassment to borrow money, but the embarrassment to repay the money. A good friend is a good friend because he knows my heart:"As long as there is an IOU, as long as there is a spirit of contract, as long as my money is not urgent, I will lend them money. After all, no one can guarantee that they will never need to be rescued. ”If I don't have the spirit of contract, I'm definitely not the kind of person who will show mercy. 
Go straight and go straight, without leaving hidden dangers for yourself or worries for others, so that you can go on a relationship and stabilize your life. Now, every time Lao Chen lends money to others, he always asks for my opinion. My opinion:"I borrow what I should borrow, but when it comes to the point, I still have to pay back what I should be allowed to pay. Nothing to be embarrassed about. ”In many cases, the most common mistake people make is to put aside rational thinking and overdo it in the eyes of others, so that they leave hidden dangers. But you must know that in the face of many ironclad facts, other people's eyes are often the least important, and the cards you hold in your hand are your confidence. People live, three disasters and two dilemmas, who will be less? There are big ups and downs, and no one can say that there is none. Rationality does not mean unkindness. But if you stay kind, but also maintain restraint and rationality, you can probably not make yourself sad and not embarrass others.