Today's headlines
LPR over 5 years fell by 25 basis points
On February 20, the latest loan market ** interest rate (LPR) was released, and the 1-year LPR was 345%, and the 5-year LPR was lowered to 395% compared to 42%。If calculated based on a commercial loan amount of 1 million yuan, a loan of 30 years, and equal principal and interest repayment, the LPR will decrease by 25 basis points and the monthly payment will decrease by 1448 yuan, and the monthly payment for 30 years is reduced by 520,000 yuan. (Finance Associated Press).
The interest rate on the first home loan in Beijing has dropped to as low as 395%
On February 20, it was learned from the staff of a number of bank loans in Beijing that the mortgage interest rate was lowered today, of which the interest rate on the first home loan was reduced to 395%。The staff of a ** loan department of two major banks in Tongzhou both said that the current interest rate on the first home loan in the six districts of the city is 395%, 4 for the second set5%, "just adjusted today".
A staff member of the first loan department of a city commercial loan in Chaoyang, Beijing, also said that the interest rate on the first home loan in the six districts of the city was adjusted to 4 today05%, 4 for the second set55%。In addition, the current interest rate for the first home loan outside the six districts of the city has been adjusted to 395%, the second set is adjusted to 45%。(Finance Associated Press).
Yiwu's per capita income exceeds 3 first-tier cities
The reporter found that in 2023, in cities at and above the prefecture level (including municipalities directly under the central government, provincial capitals, cities with separate planning and ordinary prefecture-level cities), a total of 9 major cities will have a per capita disposable income of more than 70,000 yuan, namely Shanghai, Beijing, Shenzhen, Guangzhou, Suzhou, Hangzhou, Nanjing, Ningbo, and Xiamen, of which Shanghai and Beijing will exceed the 80,000 yuan mark.
It is worth mentioning that the per capita disposable income of residents in Yiwu in 2023 will be 83,954 yuan, which has surpassed the three first-tier cities of Beijing, Shenzhen and Guangzhou, and is second only to Shanghai. (CBN).
Company dynamics
ByteDance refutes rumors and launches a Chinese version of sora: it cannot be landed as a perfect product at present
On February 20, it was reported that before SORA detonated the Wensheng ** track, the domestic ByteDance also launched a subversive ** model - Boximator. with gen-2, pink10 and other models are different in that boximator can accurately control the actions of characters or objects in the generated ** through text.
In this regard, ByteDance responded that boximator is a research project on technical methods to control the movement of objects in the field of generation, and it cannot be implemented as a perfect product at present, and there is still a big gap between the leading foreign generation models in terms of picture quality, fidelity, and duration. (Sina Technology).
TikTok responds to the launch of the EU investigation: the protection of young people has been introduced
On February 20, it was reported that the European Commission announced on the 19th that it had officially launched an investigation into TikTok. It is also reported that TikTok said that it has taken the lead in introducing features and settings to protect teens, and children under the age of 13 are not allowed to use the platform.
One spokesperson said it was something the industry was grappling with. "We will continue to work with experts and industry to ensure the safety of teens on TikTok and look forward to the opportunity now to explain this work in detail to the committee," the spokesperson said. (Reference message).
**Customer service responds to open WeChat payment: it will be fully covered in the future
On February 20, it was reported that a number of netizens found that some ** orders can be directly jumped to WeChat payment for payment. **According to the customer service, WeChat Pay is currently only gradually open to some users, and it can only be selected when purchasing some goods. ** It will be covered gradually and "not too long".
Previously, ** had launched "WeChat scan code payment", which needs to be saved and then scanned to complete the payment. (Sina Finance).
KFC fully charges packaging fees
On February 20, KFC Home Delivery announced that the official price of the delivery fee was lowered from 9 yuan to 6 yuan, but a packaging service fee will be charged as appropriate. As previously reported, KFC has piloted packaging fees in individual cities.
KFC's official customer service said that the thermal insulation bags for delivery have been upgraded, and special packaging services are provided, and packaging service fees will be charged according to the meals ordered. For specific charging standards, please refer to the menu announcement. The packaging service fee for each order is capped at 9 yuan (excluding delivery fees). (China News Network).
Dongfang Selection responded to being bombarded by Wang Hai for using excessive preservatives: is collecting information to defend rights
From the 18th to the 20th, Wang Hai, a well-known anti-counterfeiter, posted 3 Weibo posts in 3 days, saying that the South American white shrimp sold by Dongfang Selection concealed the addition and excessive use of preservatives, and was suspected of defrauding consumers. Regarding the "bombardment" by Wang Hai, the relevant person in charge of Dongfang Selection told reporters on the 20th, "There is no official response for the time being, but there is a test report on the product details page of our official store, so you can pay attention to it." As for the inspection situation, "the response of the customer service shall prevail".
Dongfang Selection's customer service told reporters, "We also attach great importance to food safety, and the prawns selected by Dongfang will be tested every month, and the products have been tested by customs, please feel free to buy." If it does not meet the standards, the customs will not pass, so please feel free to eat. The customer service also said that at present, (Oriental Selection) is collecting relevant information to protect rights. In addition, the product test report provided by the customer service to the reporter shows that the third page of the report shows that the product has sulfur dioxide residue, and the residue is 00220 grams, which was judged to meet the standard on the report. (Sino-Singapore Jingwei).
Fat Donglai responded that he was not satisfied with the movie and could refund half of it: there is indeed such a policy
News on February 20, recently, some netizens posted on social ** that they found a bulletin board in Fat Donglai Cinema (Angel City Store) in Xuchang, Henan, which wrote that if you are not satisfied with the film, you can go to the ticket office within 20 minutes after watching it to refund 50%, and explain that the other 50% will be handed over to the theater, so you can't get a full refund.
The announcement sparked heated discussions among netizens, many people praised Fat Donglai Studios, and some netizens were worried that there would be malicious refunds after watching the movie. This morning, the staff of Xuchang Fat Donglai Cinema (Angel City Store) said that there is indeed such a policy, which has been implemented for a long time, but there are not many refunds after watching the movie. (Upstream News).
Tsinghua Dr. Li Yizhou's 199 yuan AI course sold 50 million a year
On February 20, it was reported that a few days ago, a ** of the "two AI giants" in China and the United States spread on the Internet and caused heated discussions. The two people in the picture are Sam Altman of OpenAI and Li Yizhou, a doctor from Tsinghua University who sells AI courses.
It is said that in the past year or so, the trend of selling AI courses on the short** platform has become more and more popular, and Li Yizhou, a self-proclaimed Tsinghua doctor, has launched an AI course of 199 yuan, which has attracted millions of fans on Douyin.
Recently, Li Yizhou advertised in the circle of friends again, and what he wanted to sell was an AI course with an original price of 999 yuan and a current price of 199 yuan. According to Feigua data, Li Yizhou's AI course "Everyone's Artificial Intelligence Lesson" sold about 250,000 sets within a year, with sales of about 50 million.
Lao Fengxiang was accused of cleaning the bracelet and deliberately rubbing off the brand logo, the latest response of the local market supervision bureau
Recently, a consumer in Tianjin said on the short ** platform that he went to Lao Fengxiang to clean the ** bracelet mildew, and the brand logo was suspected of being deliberately rubbed off. On the 20th, the staff of the Hexi District Market Supervision and Administration Bureau of Tianjin told reporters that the two sides have reached a settlement, and the specific solution is inconvenient to disclose. (China News Network).
C919 signed a new order
On February 20, 2024, COMAC announced today: On February 20, 2024, on the opening day of the Singapore Air Show, ** Aviation and COMAC signed orders for 40 C919 high-prototype and 10 ARJ21 high-prototype aircraft. CAIC and COMAC signed an order for six ARJ21 derivatives, including ARJ21 fire extinguishers, ARJ21 medical aircraft and ARJ21 emergency rescue command aircraft. (CCTV News).
Xiaomi Auto was exposed to layoffs
Recently, according to Xiaomi's internal employees, Xiaomi Auto will carry out large-scale layoffs at the end of February, that is, on February 29. There is no room for negotiation in this layoff, only notice, and the standard of compensation is N+1.
Some industry insiders commented that Xiaomi's move has the meaning of "unloading the mill and killing the donkey".
BYD: There is no corresponding commercialization layout for hydrogen energy vehicles
On February 20, BYD said on the investor interactive platform that the company has not made a corresponding commercial layout, but the company actively pays attention to the development of various technical routes in the market and will make a layout based on its own needs.
In 2023, Hellogo will deal with 33 employees who violate the rules and punish 4 partners for violations
On February 20, according to the anti-fraud notice issued by the Hello Integrity Audit Department, in 2023, Hello Integrity will handle 43 effective clues, complete 43 ordinary case investigations, close 37 cases of violations, and deal with 33 illegal employees, including 30 first-class violations, 2 second-class violations, 1 third-class violation, and 4 illegal partners. Accepted 430 declarations of gift acceptance, conflict of interest and business entertainment throughout the year.
17 fraud clues were excavated through active open source, of which 9 were suspected of fraud and conflicts of interest (2 of them were suspected of accepting bribes and handed over to the public security organs for processing, 2 were expelled for constituting a class of violations, and 5 were expelled for serious conflicts of interest constituting a class of violations); 6 people were suspected of accepting gifts and entertainment plans in violation of regulations; 4 people are suspected of having interests with ** businessmen to carry out investigations; 2 people were investigated on suspicion of illegal operations.
The 1.3 billion shares held by Evergrande Real Estate were frozen
Tianyancha shows that recently, Evergrande Real Estate Group has added a new equity freezing information, and the amount of frozen equity is 130.8 billion yuan, the enterprise whose equity is enforced is Evergrande Real Estate Group Wuhan ***, the freezing period is from February 19, 2024 to February 18, 2027, and the enforcement court is Yichang Intermediate People's Court.
The risk information shows that Evergrande Real Estate Group has hundreds of equity freezing information, and the equity of many companies held by Evergrande Real Estate Group has been frozen. The company also has more than 490 pieces of information on persons subject to enforcement, with a total amount of more than 49.8 billion yuan, as well as a number of consumption restriction orders, dishonest judgment debtors (Lao Lai) and final case information.
Messi's endorsement liquor has been removed from the shelves
On February 20, it was reported that Messi responded to the Hong Kong exhibition match for the third time, which once again aroused concern and heated discussions. In mid-January, Chishuihe Liquor officially announced that Messi's signature blessing liquor would be sold online, but the corresponding stores could not be retrieved on the relevant e-commerce platforms. According to the previous browsing record query, all the products of the store, including Messi's signature blessing, have been removed from the shelves.
The customer service said that "the store's products are currently in the process of adjustment and optimization, and the shelf time is mainly based on specific announcements." "But avoid talking about Messi. (China News Service).
Will Stellantis produce Leap electric cars in Italy? Leapmotor has not responded yet
According to Yicai, it was recently reported that Stellantis Group is considering the production of Leap brand electric vehicles at the Mirafiori plant in Italy, with a planned output of 150,000 units. The project, which will start production as early as 2026 or 2027, is part of an agreement between Stellantis Group and Leapmotor to produce Leapmotor products.
Notably, the Mirafiori plant is currently home to the Fiat 500e and Maserati, and in early January, the Stellantis group announced that it would lay off about 2,250 workers at the plant in response to weak demand.
As of press time, Leapmotor has not responded to the above information.
Mercedes-Benz is recalling nearly 250,000 vehicles due to fuse issues
According to Jiemian News, the recall announcement issued by the German Federal Motor Transport Administration (KBA) on February 20 shows that Mercedes-Benz will recall nearly 250,000 vehicles produced last year, including C-Class, CLE, E-Class, S-Class, SL, GLC and AMG GT models, as well as EQE and EQS electric vehicles, due to possible problems with some fuses or engine failures and the highest risk.
It is reported that Apple may still be working on a foldable iPhone and will send Vision Pro team members to participate in the project
On February 20, it was previously reported that Apple suspended the research and development of foldable iPhones due to concerns about the durability of the folding screen. However, the latest news suggests that Apple is still actively advancing the project and has redeployed some key personnel from the Vision Pro team to the project team.
A person close to Apple's internal plans revealed that the company is actively working on a foldable iPhone and provided an estimated release time for the product, saying that Apple will sell foldable iPhones around September or October 2026.
He also mentioned that some important members of the Apple Vision Pro team have been designated to participate in the development of the device. Despite the latest news that Apple is targeting shipments of 50 million foldable iPhones, all of these plans could be scrapped if major hurdles are encountered in the development process. (IT House).
Character point of view
Musk said that the first brain-computer interface human subject or **, thinking can control the mouse
On February 20, Tesla CEO Elon Musk revealed at a Spaces live event on the social ** platform X that the first human subject of Neuralink "appears to be completely ** and has no adverse reactions as we know of them." Subjects only need to think to move the mouse around the computer screen."
Musk also said that Neuralink is now trying to get subjects to click as many mouse buttons as possible. The subject had undergone a brain-computer interface chip implant more than 20 days earlier. (The Paper).
Zhou Hongyi said that SORA works like a human dream
On February 20th, it was reported that this morning, Zhou Hongyi, founder and chairman of 360, released ** to share his insights on Open AI's latest Wensheng ** large model SORA, he wrote: "SORA works like a human dream, and the future AGI is more than computing power and understanding of the world." ”
*, he said: "When we use traditional computer, graphics, and film and television industry special effects methods to reproduce some images, we like to model 3D pieces, build lighting, make particle models, and then render them frame by frame. This method is actually very inefficient and very expensive. It's a simulation of the world in the most stupid way. But Sora's method is very much like human dreaming - we dream of all kinds of strange things, and dreams are based on what we see with our eyes in normal life, and this accumulated experience does not require 3D modeling and rendering frame by frame. ”
He also compared the recent SORA bugs that people have been paying attention to to in the world to hallucinations that people also produce when dreaming, and other situations that violate the laws of reality.
Li Xiang's 2023 review: sales are not good, 400,000 units are sold to second-hand car dealers, and NOA collapses
On February 20, it was reported that Li Xiang, CEO of Li Auto, reviewed what Li Auto did not do well in 2023: "What will not be done well in 2023. 1. Sales are not good. 37.60,000 units sold, of which 400,000 were sold to used car dealers. 2. NOA is particularly collapsed. It was only pushed to Li Xiang alone, not all car owners. 3. If you can't do some brands of cars, you can rear-end a large truck at a speed of 180 hours, and you can hit the truck into the orbit of Jupiter, and the driver of the car will be unscathed. That's it. Change when you know your mistakes, and improve in 2024. ”
Yu Gang, deputy director of "The Wandering Earth": If SORA is commercialized, it will definitely be good for science fiction film and television practitioners
On February 20th, it was reported that OpenAI's Wensheng ** large model SORA made people in the film and television industry fall into collective anxiety. When SORA enters the film and television industry, what is the future of science fiction films? Yu Gang, co-founder of Time Matrix and science fiction director, said that the emergence of SORA means that excellent creators of science fiction movies finally no longer have to be limited by huge visual effects costs. If SORA can quickly enter the commercial production stage, it will definitely be good for practitioners in the science fiction film and television industry. Creativity and narrative ability will be the core competitiveness of talents in the film and television industry in the future, and narrative ability is even more important than creativity. Yu Gang served as the assistant director of "The Wandering Earth". (The Paper).
Capital Insights
Valuation of over $5 billion! Lotus IPO was approved, and Geely may regain a listed company
Recently, the China Securities Regulatory Commission (CSRC) disclosed information about Lotus Technology Inc(Lotus Technologies) overseas issuance and listing filing notice. If successfully listed, it will be another listed company under Li Shufu, chairman of Zhejiang Geely Holding Group.
According to the disclosed information, Wuhan Lotus Technology, the domestic operating entity of Lotus Technology, will be listed on the NASDAQ** exchange in the United States through a merger with L Catterton Asia Acquisition Corp (LCAA), an overseas special purpose acquisition company, with an issue of no more than 18.1 billion shares of common stock. (National Business Daily).
Geely Automobile ** Ruilan Automobile 45% equity
According to the China ** newspaper, according to the announcement issued by Geely Automobile on the Hong Kong Stock Exchange, on February 20, Zhejiang Jirun, a subsidiary of Geely Automobile, entered into an equity transfer agreement with Geely Qizheng, Zhejiang Jirun agreed to **, and Geely Qizheng agreed to purchase 45% of the equity of Ruilan Automobile, with a cash consideration of RMB 50.4 billion yuan.
Geely Automobile stated that after the completion of the ** event, the Group will no longer own any equity interest in Ruilan Automobile, and it is expected that the Group will record a ** event income of approximately RMB11.7 billion yuan.
"Sinovi Pharmaceutical" completed 700 million yuan in Series E financing
Recently, Suzhou Xinnuowei Pharmaceutical Technology Co., Ltd. announced the completion of 700 million yuan in Series E financing. This round of financing was jointly led by Tencent Investment and Guoxin Investment, with continuous support from the old shareholder Zhengxin Valley Capital.
The funds raised in this round will be mainly used to promote the domestic and foreign clinical trials of the company's multiple pipelines, improve the three major technology platforms of independent innovation, targeting**, anti-infection and PROTAC, accelerate the operation of the production base and the construction of the commercialization team, and promote the early launch of the product to benefit the majority of patients.
"Mine Technology" completed Series A financing, and Qingtong Capital served as financial advisor
Recently, the company completed the latest round of Series A financing, led exclusively by Amperex Technology Limited (ATL), with the old shareholder Shanghai Yuanhan Energy continuing to inject and Qingtong Capital as the financial advisor. This round of financing funds will be mainly used for follow-up product research and development, domestic and foreign market promotion, etc.
Technology forward-looking
Huawei releases storage"AI Brain"
On February 20, Huawei announced a new data lake solution and DMEIQ, a cloud intelligent management platform for storage "AI brain", at the New Year New Year product launch conference for data storage.
Yuan Yuan, President of Huawei's Distributed Storage Domain, said: "The core of making data a factor of production is to allow data to participate in the market circulation system. At present, the establishment of a data element market system is faced with the challenges of unclear data, untidy data, poor use, and immobility. In order to solve these problems, we need to solve the problem at the data asset level. ”
Apple's wireless earphones are also going to change the C port
According to the latest information shared by Bloomberg's Mark Gurman, Apple still plans to release several new AirPods models later this year.
Gurman expects the entry-level***AirPods to feature a new design with a better fit, better sound quality, and an updated charging case with a USB-C port. He's also looking forward to higher-end AirPods with active noise cancellation, and the speaker in the charging case can make "Find Me" location tracking with sound.
According to Gurman, the updated AirPods Max will also come with a USB-C port instead of a Lightning port for charging and wired audio**, but there are no other major changes. The headset may also be available in new colors, with current color options including green, pink, silver, sky blue, and space gray. (IT House).
Microsoft is working on an alternative to Nvidia's network card
On February 21, Microsoft is developing a new network card to improve the performance of its artificial intelligence chip MAIA, and ultimately achieve the goal of reducing dependence on Nvidia products. Microsoft CEO Satya Nadella has appointed Pradeep Sindhu, co-founder of communications equipment giant Juniper Networks, to lead the NIC project. The new NIC that the Sindhu team aims to build this time is similar to NVIDIA's ConnectX-7 NIC and is mainly used to improve the traffic speed of the server.
According to the report, the development process can take more than a year, and if successful, it is expected to shorten the time it takes for OpenAI to train the model on Microsoft servers and reduce the cost of the training process.