Retirees are concerned about whether the pension will continue to be raised in 2024, and the pension adjustment plan has not yet been announced, which will not be reported until March. Then let's ** and assume that if the pension continues to rise in 2024, the increase will be 36%, the retiree's working experience is 30 years, and the pension is 4,000 yuan, how much can it rise?
Based on a series of data that has been released so far, we can be optimistic** that the pension increase in 2024 is very promising.
Why so optimistic**? This relies on several pieces of data.
First, data from the Ministry of Human Resources and Social Security show that in 2023, the cumulative balance of the three social security ** including pension insurance will exceed 8 trillion yuan, and the money in social security** is still enough, which also means that it can support the increase in pensions.
Second, China's economy grew by 52%, this growth rate is a significant rebound, an increase of 3% in 2022, that is, the growth rate has rebounded by 22 percentage points. The stabilization and improvement of the economy is the background of pension adjustment.
Third, residents' wage income will increase by 7% year-on-year in 20231%, price **02%, the growth rate of wage growth is relatively fast, and the price increase, although relatively low, is also a positive growth. Therefore, based on the increase in wages and prices, there is also a need for an increase in pensions.
The pension adjustment and increase mainly refer to the operation of the first class, economic growth, price situation and wage growth, so based on the above data, we can judge that the pension will continue to rise in 2024, which can be said to be a relatively high probability.
However, as for the increase in pensions, it may be in 2023 3The 8% base continues to decline, after all, the price increase in 2023 is only 02%, which is a key factor affecting the increase in pensions, and the decline in price increases may also affect the increase in pensions. After all, one of the main purposes of the pension is to help retirees offset the impact of prices on life. It is unlikely that the increase will expand, after all, the increase in pensions over the years has been a downward trend, which is expected to be in 35%~3.Between 8% is possible. Because the pension increase in 2023 will be reduced by 02 percentage points, if this year continues to decrease by 02 percentage points, that could be 36%。Of course, this is our personal **, FYI.
If the pension is really raised by 3 in 20246%, how much can the pension rise?
The specific amount of pension increase is still different from person to person, because the annual adjustment of the pension will be in accordance with a certain procedure, according to the payment period, pension level and whether to enjoy the tilt adjustment and other factors to comprehensively consider, reflecting the overpayment and long-term payment.
Some might say that the increase is 36%, pension 4000 yuan, the amount of increase does not have a direct 4000 3Is 6% = 144 RMB?
In fact, this is not the case, and the amount of pension increases is not calculated in this way. The increase in pension is carried out in accordance with the steps of fixed adjustment, linked adjustment and inclined adjustment.
Assuming that the pension of retirees is 4,000 yuan, the payment period is 30 years, and they do not belong to the elderly retirees or retirees in difficult and remote areas, that is, they do not enjoy the tilt adjustment, assuming that the pension adjustment plan of the province is a fixed adjustment of 50 yuan, and the payment period is linked to an increase of 1 per year5 yuan, pension linked growth 12%。The amount of the pension increase is as follows:
The quota will be increased by $50.
Pension-linked increase 4000 12% = 48 yuan.
The number of years of payment is linked to an increase of 30 15 = 45 yuan.
Therefore, the pension can be raised by 50 + 48 + 45 = 143 yuan, and the increase is 143 4000 = 36％。
Finally, it is stated again that the official pension increase news will not be revealed until March.