Let's talk about pensions. You say, pensions, this thing doesn't seem to have anything to do with us young people, but in the blink of an eye, we have to think about it too. It's like watching my parents busy when I was a child, and I felt that I would never be able to take my turn, and in a blink of an eye, I also joined the "9 to 5" army. Pension, to put it simply, is the "ration" when you get old, but this ration, the thickness is different, and it is not enough, it all depends on how you worked hard when you were young.
Let's talk about the ten levels, complete ** at the end of the article, and see which grade you may lie on in the future. Don't worry, follow me slowly.
At the top, it has to be the billionaire class who earn more than one million a year, this level is simply a "fighter in retirement", flying high, seeing far, going wherever you want, and doing whatever you want. Life is like a hanging, and all kinds of "high" enjoyment are at your fingertips.
On the next level, it is those who receive 500,000 to 1 million a year, and these people's retirement life is also quite nourishing, although it is not as good as a "fighter jet", but at least it can be regarded as a "business class", comfortable and leisurely.
Further down, 300,000 to 500,000 yuan, we can call it "economy class", although it is not as spacious as business class, but it can still arrive at the destination comfortably, and occasionally enjoy the meal off the plane, which is also beautiful.
Next is 200,000 to 300,000, these people, like the second-class seat of the high-speed rail, the speed is okay, the comfort is also good, occasionally standing legs, activities, it is also very good.
Ten to two hundred thousand, we compare it to a green train hard seat, although it is a little bumpy, but it can finally reach the destination, and the scenery along the way is also quite fun.
In the end, it is five to one hundred thousand, which is a bit embarrassing, it can be said that it is a long-distance bus, tired and bumpy, but compared to walking, it is finally a means of transportation.
The above six levels can be regarded as being able to move freely after retirement and not go hungry.
However, from level seven onwards, things are very different.
Three to fifty thousand, let's compare it to riding a bicycle, although slow, but you can always get to where you want to go, but it takes a little more effort along the way. The eighth level, one to thirty thousand, this has to walk, every step has to be carefully calculated, walk too fast, you may have to go hungry.
The ninth level, 5,000 to 10,000, this is simply a "snail climb", not only slow, but also tiring, and you have to rely on your children to "carry a ride" from time to time.
At the bottom, below 5,000, this is "standing still", not only can not go to the village in front of you, you can't go to the store behind, you have to weigh it even when you turn around. Now the question is, what level do you think you will be in the future?Is it a "fighter" or "standing still"?Is it "business class" or "snail crawl"?Don't be in a hurry to answer, you have to plan this well, after all, no one wants to run around when they are old and reach out to their children, right?Take my mother-in-law as an example, the monthly pension of more than 2,000 is barely the eighth level, which is only enough to eat.
Fortunately, my husband and I can still give some subsidies, plus my father-in-law's pension, and life is quite nourishing. On the other hand, my parents, especially my father, have a pension of seven or eight thousand a month, and the two of them can still save money, which is simply a model of retirement life. Look at my mother-in-law and my parents, the difference between pensions is like the difference between "subway and airplane", one has to be squeezed and pushed, people are next to each other, and the other is soaring high in the sky, free.
So, when it comes to pensions, you have to plan ahead. Otherwise, when it comes time to retire, it will be too late to regret it. After all, no one wants to be old and have to rely on their children to support them. We have to think about how we can be like my parents after retirement, buy whatever they want, and play wherever they want, instead of being like my mother-in-law, who can only calculate how to live every day.