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I believe that the recent fluctuations in the A** field are obvious to all. Especially in recent days, the market has reached the most tragic stage of this round.
According to statistics, there are about 400 ** down limits, and more than 1,000 ** have fallen by more than 9%. Although this kind of intensity has appeared before, many people may not have seen it with their own eyes, so they feel very panicked, feeling that the market is falling like this, and the sky is about to fall.
Looking back on history, we can see that during the three-round waterfall in 2015 and the meltdown in 2016, many ** fell every day at the opening, and they could fall by two-thirds in less than a month. Such a speed and amplitude, even in the market environment at the time, was very shocking.
Today, the market is at a crossroads, with both bullish and bearish investors holding their own positions on their own. However, some insiders remind us that for most ordinary wage earners, it is better not to try to change their financial situation by investing, but to rely on work to earn income.
In today's society, many people have a high enthusiasm for investing and hope to achieve financial freedom through investment, so as to turn around. However, there is actually a big misunderstanding of this view. Investing is not the best choice for ordinary people, but should rely more on a stable job income.
We must understand that there is an essential difference between investment and speculation. Investing is when investors expect to grow their wealth through sound asset allocation and investment strategies, while speculators are trying to achieve excess returns in the short term. Unfortunately, many people still expect to be able to rely on their investments to make a comeback after losing money.
They often try to recoup their losses through their "ability to invest" what they think they can. However, this ** behavior tends to bring more losses, and this mentality also tends to trap them in a vicious circle.
When many people lose money in the ** or real estate market, they pay too much attention to the return on investment, and ignore the importance of work income, and the result is often that they fail to seek to recover their capital while interrupting their personal work income, resulting in a break in cash flow, and finally they may fall into a deeper financial crisis until bankruptcy.
Therefore, we must understand that if we lose money in the investment market, then we must admit the loss, and face the reality, if the level is not good, it will not work, and you will not be able to make money beyond the scope of your knowledgeFor you, less loss is gain, and it is right to leave this speculative market as soon as possible.
In addition, only the income from work is the most certain, and it provides the basic security for our lives. While investment returns may bring short-term surprises, they also come with significant risks. Once the investment fails, you may not only lose the principal, but also may affect the work income, and the whole person may fall into a state of confusion all day long.
For most ordinary people, it takes a long time to learn and practice to make money from investment. This requires deep financial knowledge, market insight, risk control capabilities, etc. These skills are not achieved overnight, and require the accumulation of time and experience. Therefore, it is not easy for ordinary people to turn around through investment.
In the world of investing, there is a force that can bring great returns or push you into the abyss in an instant, and that is leveraged investing. It's like a sword hanging over your head, it looks tempting, but it's actually dangerous.
First of all, whether it is ** or the property market, they do not collapse on their own. **Affected by various factors such as economic cycle, company performance, investor sentiment, etc., while the property market is affected by supply and demand, policy regulation, etc. Changes in these factors are gradual and do not suddenly lead to a market crash. However, when leveraged money steps in, the situation is completely different.
When the market environment is bad and investors lose money, leveraged funds will accelerate this loss. In the ** of killing leverage, the leveraged funds cannot be stopped at all if they are not killed**. It's like a double-edged sword, and while it can magnify gains, it can also quickly magnify losses if the market reverses.
This means that once the market is **, the capital chain of leveraged investment will collapse like dominoes, one after another. Leveraged funds may even disappear overnight, triggering a ripple effect that can undermine the entire investment system.
Second, even if there is a bailout fund entering the market, it will only maintain the bottom line of no systemic risk, and will not save leveraged funds. This is because the bailout funds are meant to maintain the stability of the financial system as a whole, not individual investors. This means that those who borrow and invest at the peak of the market may face the end of losing all their money.
From an economic point of view, leveraged investing violates the principle of risk diversification. When investors put all their eggs in the same basket, the risk becomes highly concentrated. This kind of behavior is not only detrimental to one's own wealth accumulation, but can also pose a threat to the entire financial system.
Therefore, investment is risky, and you need to be cautious when entering the market. Every investor should be responsible for their own investment behavior, and do not blindly pursue high returns and ignore risks. Only through rational investment decision-making and scientific investment management can we truly maintain and increase the value of assets.
Ordinary people are relatively weak in their ability to resist risks, and we should invest our limited cash assets in investments that are relatively low-risk and can be quickly realized. Therefore, the accumulation of wealth by ordinary people cannot be achieved by getting rich overnight, but requires a cautious, patient and long-term investment strategy.
First of all, investing in your own abilities is the most stable and long-lasting way to pay off. This doesn't just mean learning new skills or knowledge, but also healthy lifestyle habits, good time management, self-reflection and self-improvement, etc. In these ways, ordinary people can continuously improve their self-worth and enhance their personal competitiveness, which can lead to higher income and quality of life.
Second, those who tell you that you can get rich overnight through investing and managing money are usually just taking advantage of people's desire for quick success. People tend to lose their minds because of their **, but the end result is often losses and disappointments. We need to be wary of what such people say and not be easily incited by them to make impulsive decisions.
The reason why the rich can make money through capital is because they have deep capital operation ability and in-depth understanding of the market environment. And ordinary people, if they don't have enough capital and experience, the wisest choice is to invest in themselves, and by improving our cognitive and work skills, we can gradually become rich.
In fact, when you have money, you will find that having the wealth matched by your ability is the healthiest way to grow. When the wealth you have matches the abilities you have, you are less likely to be a slave to money. Instead, you'll feel more confident and secure, and more capable of pursuing the life you want.
In general, ordinary people should remain rational and cautious in investment and financial management, do not rely too much on investment and financial management, but pay attention to the importance of work income, and formulate a reasonable investment strategy, only in this way, can they avoid falling into financial crisis.
From the perspective of return on investment, ordinary people should invest more in themselves, improve their cognition and work skills, rather than blindly investing in high-risk financial products, which is the healthiest and most stable way to grow. Remember, your wealth is your tool, not your master.