As we all know, buying a house has always been a big hit in our country, but now there is a new trend - the money that was originally invested in the property market is quietly slipping away to other places, especially those high-tech and financial and entertainment industries.
Have you heard? This year, Yang Ma cut the interest rate, and this time it dropped sharply, which is more powerful than the five-fold air fryer that I bought last year. The one-year interest rate has not changed, but the five-year interest rate has dropped by one point, which is the first time in our loan history.
For example, if you take out a loan of 1 million, you originally had to repay 4,890 yuan every month, but now as long as you repay 4,745 yuan, you can save 1,740 yuan a year, and you can invite friends to eat a few good meals! No, look at the sales offices on the street, the salesman's little sister and little brother are smiling brighter than spring flowers.
But, have you ever wondered? The bank's interest rate cut is a cup of coffee for the housing market, but now the coffee seems to be a bit weak. Why? A lot of smart money has begun to go to more profitable places.
Tech is in the headlines: Our money is starting to catch the tech train. Investing in things like artificial intelligence and cloud computing that you can't see or touch can be more profitable than buying a few bricks.
The new love of the financial marketsFor example, those digital currencies and blockchain technologies are the darlings of the financial market in the new era.
The beautiful bubble of the entertainment industry: Live webcasts, games, movies, they want not only technology, but also creativity and fun, and money can make happiness "several times" here.
In fact, it means that everyone is becoming more and more entangled in whether it is really worth smashing money in a pile of bricks. Unconsciously, money flows from the real estate market to those emerging industries, these positions, you can't see or touch, but the speed of making money may be faster than you move bricks.
This change also reflects the inner worries of many people. They are afraid that the house will be a pile of immovable steel and concrete, and the instability of housing prices is frightening. At the same time, people are also worried that if it continues like this, will the little savings in the hands of our people become less and less valuable?
Some predict that this may be the harbinger of one big rate cut after another. Some people are worried that if the real financial policy is opened, will everyone's wallet be clutched by inflation?
So, it seems that we will have to change our thinking in the future - it is no longer as simple as saving money in the bank and buying a house. You have to keep your eyes open and look for those emerging industries, which may be the next opportunity to make money! However, you have to be cautious about this kind of thing, after all, it is not easy to make money, and if the risk comes, you have to have a backhand.