Finance helps development, and hand over hard answers. In 2023, the Changzhou Supervision Branch of the State Administration of Financial Supervision and Administration will fully implement the decision-making and deployment of the Municipal Party Committee and the Municipal Government, promote the banking and insurance industries to continue to increase support for the real economy, and help the city enter a city with a GDP of trillion yuan with high quality.
At the end of 2023,The balance of loans in the city's banking industry is 163 trillion yuan, an increase of 436 year-on-year6.5 billion yuan, the increase ranked third in the province, and the growth rate exceeded that of the province by 379 percentage points; The insurance industry provides protection against all types of risks3928 trillion yuan, a year-on-year increase of 3820%。
Industrial and Commercial Bank of China Changzhou Branch.
High-quality financial services resonate with urban development
Adhering to the development concept of "work with sincerity and far-reaching", ICBC Changzhou Branch has always firmly grasped the pulse of market economy development and deeply integrated into Changzhou's economic and social development since its establishment 40 years ago.
ICBC Changzhou Branch fully focuses on the "532" development strategy, integrates into the construction of Changzhou's "Two Lakes" Innovation Zone and "New Energy Capital", and provides special services such as special loan scale and exclusive preferential interest rates for key projects, key areas and key industries within its jurisdiction with more accurate and adapted financial support, so as to promote the coordinated development of the whole industrial chain in Changzhou, further consolidate the main responsibility and main business of financial services for the real economy, and enhance the mission of financial services.
As of the end of last year, the balance of loans in local and foreign currencies of ICBC Changzhou Branch was 189.8 billion yuan, an increase of 32.7 billion yuan from the beginning of the year.
Zhang Huajun, Secretary of the Party Committee and President of ICBC Changzhou Branch, said: "This year, on the basis of the new loans of more than 30 billion yuan, we will continue to strengthen credit support in terms of total expansion, structural optimization and efficiency improvement, promote high-quality social and economic development with financial empowerment 'loans', and contribute more ICBC strength to the struggle to write a good answer sheet for Chinese-style modernization in Changzhou." ”
Agricultural Bank of China Changzhou Branch.
Adhere to the real economy, innovate and write a "big article" of inclusive finance
Agricultural Bank of China Changzhou Branch firmly grasps the fundamental purpose of serving the real economy, focuses on the mainstream economy such as Changzhou's characteristic industrial clusters and mature professional markets, improves the inclusive financial service system, and innovatively launches the new business model of "one project, one plan, one authorization", so as to promote the high-quality development of the local economy with high-quality financial supply.
Opened in 2017, Yufa Seafood Frozen Hypermarket mainly provides seafood, pre-made dishes, dim sum and other products for mid-to-high-end hotels. In 2023, the sea cucumber market in the store is hot, and it is necessary to purchase the sea cucumbers needed in the second half of the year in a short period of time, forming a huge financial pressure. Xu Qiuxia, member of the Party Committee and Vice President of the Zhonglou Branch of the Agricultural Bank of China, said: "We will continue to study the market rules and business characteristics of agricultural and sideline products, and innovate and launch more convenient, batch and inclusive credit products to meet the needs of market merchants and provide strong support for the sustainable development of Lingjiatang market." ”
At present, the Zhonglou Sub-branch of the Agricultural Bank of China has successfully handled financing business for more than 400 merchants in Lingjiatang Market, and has issued a total of 8 inclusive loans500 million yuan, for the market merchants to expand their operations, provide high-quality agricultural products into the financial "living water".
Bank of China Changzhou Branch.
Innovative financial services to help enterprises develop with high quality
Innovation is the first driving force to lead development, and science and technology enterprises are an important carrier for gathering elements of scientific and technological innovation. Since 2023, Bank of China Changzhou Branch has actively integrated into the new local development pattern, dug deep into the needs of technology-based enterprises, and promoted the transformation of scientific and technological innovation "variables" into "increments" of high-quality development with the power of finance.
In December last year, the staff of Bank of China Jintan Sub-branch came to the construction site of the headquarters project of Rausch Baosch (China) in Germany to provide financial services for the employees of the enterprise. In the end, the project was awarded as much as 1A credit line of RMB 800 million. Zhang Nan, President of Bank of China Jintan Sub-branch, said: "In the future, we will provide financial services such as settlement, credit extension and issuance for foreign-invested enterprises and manufacturing enterprises, including a full range of services for senior executives, so as to help local financial development." ”
As of the end of 2023, the balance of Bank of China Science and Technology Innovation Finance Loans in Changzhou is 1151 billion yuan, an increase of 283.2 billion yuan, with a growth rate of 3263%。Since last year, Bank of China Changzhou has reduced various service fees for leading new energy enterprises such as China Innovation Airlines, Honeycomb Energy, and Times SAIC by reducing financing interest rates and reducing service fees.
Bank of China also vigorously promotes big data online featured products such as "Sugang Loan", "Suke Loan" and "Sumao Loan". By the end of 2023, the number of inclusive finance customers of Bank of China Changzhou exceeded 10,000, and the balance of inclusive loans was 2107.6 billion yuan, an increase of 73700 million yuan, with a growth rate of 5377%。
Changzhou Branch of China Construction Bank.
Focus on key points and make precise efforts to improve the quality and efficiency of financial servicesFocus on key points and make precise efforts to improve the quality and efficiency of financial services
The construction of major projects is "in full swing", and enterprises are busy with orders and production. China Construction Bank Co., Ltd. Changzhou Branch has been the main force of "stability" and "progress" in finance, and has continued to improve the quality and efficiency of financial services in terms of supporting major projects and empowering market players.
In April last year, the four major process workshops of BAIC Heavy Truck Commercial Vehicle Base were officially put into operation, and a project syndicated loan totaling 2.1 billion yuan was approved and led by Changzhou Construction Bank, injecting momentum into the development of the enterprise.
Qi Xiaojun, Vice President of CCB Xinbei Branch, said: "For manufacturing projects, we have specially adopted account manager docking to ensure that enterprises are put into operation as scheduled and contribute to Changzhou's real economy. "CCB Changzhou Branch has always focused on the "10 major industrial chains" and 13 advanced manufacturing clusters such as construction machinery, integrated circuits, high-end equipment, biomedicine, and cutting-edge new materials, so as to solve the problems and demands of enterprises in a timely manner, accelerate credit delivery, and strengthen comprehensive financial services.
As of the end of 2023, the balance of manufacturing loans of CCB Changzhou Branch was 35.4 billion yuan, an increase of 10.7 billion yuan from the beginning of the year, ranking first among the four major state-owned banks. The growth rate of manufacturing loans was 424%, 17 percentage points higher than the growth rate of various loans.
Bank of Communications Changzhou Branch.
Deeply cultivate the fertile soil of finance and help the city of trillionsDeeply cultivate the fertile soil of finance, help the city of trillions, deepen the fertile soil of finance, help the city of trillions, focus on key points, and make precise efforts to improve the quality and efficiency of financial services.
Since 2023, Bank of Communications Changzhou Branch has adhered to the responsibility and mission of serving the real economy, giving full play to the service advantages of inclusive finance, and injecting more financial strength into Changzhou's high-quality entry into a city with a GDP of trillions.
In May last year, Bank of Communications Changzhou Branch aimed at the development potential of Changzhou Nord Electronics Co., Ltd., contacted the enterprise for the first time, and decided to provide unsecured and unsecured credit loans to the enterprise through comprehensive research and judgment to help the enterprise further develop. After the bank's science and technology innovation class opened a fast approval channel, it brought 30 million yuan of financing support to the enterprise in just two weeks. Li Zhen, General Manager of the Business Department of Bank of Communications Changzhou Branch, said: "Bank of Communications Changzhou Branch will continue to deepen the Changzhou market, increase support for the real economy, actively fulfill the responsibilities of a major bank, and continue to contribute financial momentum to the struggle to write a good answer sheet for Chinese-style modernization in Changzhou." ”
Since last year, Bank of Communications Changzhou Branch has made a "combination punch" in terms of mechanism, resources, products and services, and has continued to increase credit in the fields of industrial transformation and upgrading, advanced manufacturing and strategic emerging industries. In the first three quarters of last year, the proportion of manufacturing loans of Bank of Communications Changzhou Branch ranked first among the city's major state-owned banks, higher than the city's average of 487 percentage points.
The city of trillions sets off again. In 2024, Changzhou's major financial institutions will closely follow the city positioning of "an international intelligent manufacturing city and the hub of the central axis of the Yangtze River Delta", focus on the "532" development strategy, the construction of the "Two Lakes Innovation Zone" and the "New Energy Capital", do a good job in the "five major articles" of finance, and contribute more financial strength to the struggle to write the answer sheet of Changzhou with Chinese modernization.
*: Changzhou Radio and Television Station.
Editor: Wu Yi.
*Please indicate**: Issued in Changzhou.
**：changzhoufabu2015）
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