Let s talk about real estate debt

Mondo Finance Updated on 2024-02-04

Netizen: How much debt does real estate leave to the society?

Ukraine has been fighting for more than a year and owes the United States $80 billion and Europe more than $130 billion, which, at the current exchange rate, adds up to 158 trillion yuan.

Evergrande has been doing real estate for more than ten years, and its debt has reached an astonishing 258 trillion.

What is this concept?

Even the strength of Ukraine as a whole country, more than a year of consumption, in terms of debt, is not worth Evergrande a real estate company, which shows how big the hole Evergrande is in real estate.

What's even more terrifying is that in addition to Evergrande, there are more than 30 real estate companies that also owe huge debts, and six of the top ten listed companies have debts of more than 1,000 billion, including debts of 14 trillion Country Garden, as well as Greenland and Sunac.

The 35 real estate companies with the most debts combined, with total liabilities of more than 18 trillion.

When did you warn that bricks would lead to the destruction of homes?

At present, all kinds of gods and bricks are still pulling things around, inflation, and national fortunes.

The simplest economic problems, you can't figure it out?

A 30-year mortgage means 30 years of stable cash flow, which requires a high degree of financial security, how many people can do it?

An epidemic hasn't woken you up yet?

Besides, the monthly mortgage figure is not a small amount for most people, and they don't know how much they can do? Still counting on your wages to catch up with inflation? You're lucky not to be unemployed.

It's just to buy a house that you can't eat and can only sleep, and the interest on the mortgage for 30 years is already equal to the principal, and there are so many ** to say that it is reasonable to beat inflation, and wages will rise. It seems that the house is as old as the diamond, and the set lasts forever.

Jiuzi is coming to the end of the fire luck, the fate of the real estate has come to an end, and the good luck of the eight characters is a reason, and the bad luck is broken!

All the money of the Ma Bian bureau went to **?

In the rotten bricks, vacant real estate in various places need to be formed by the accumulation of funds, and the surface is lined with high-rise buildings, but in fact, a hundred years of prosperity is a dream! It's all ghosts! It is also one of the games for customs clearance, drumming to pass flowers, who is the flower?

The stupid forks don't know that 10 million has a purchasing power in the world, and it is enough to be financially free in any country in the world, and as a result, it is used to exchange for a set of old and broken people in the country.

Brother Belt is a case, in recent years, investing in real estate, it is also very common to wear a warehouse. For example, foreclosure houses.

The house was taken away, and the buyer took the down payment and the principal interest that had been repaid, and owed the bank a sum of money.

What does it mean that the shallow-water carp will eventually be in trouble and a dream of a hundred years of prosperity will disappear?

There are currently three mountains:

One is overcapacity, which develops to a certain extent, and when it reaches the bottleneck period, there is a surplus of commodities and a surplus of houses. The key is to build on the big work.

Second, the income gap, regional gap, wage gap, and pension gap are too large, and a small number of people have a large amount of wealth by improper means, forming a pyramid model.

The third is the debt crisis, individuals, families, units, companies, ** are entangled in debt, even if the housing market **not**, the debt owed must be repaid, this is the real crisis. It's cool to borrow money, but what about repaying it?

It's almost like this: if a person feels like he or she has entered the super-fast track, can do anything, and is the most energetic, he is often at the peak of his life, and the remaining time is a long, long downhill road, enough time to exhaust your best life cycle, and you can't recognize that increasing leverage during the period leads to accelerated death. Every generation at the top of the ladder seems to be unable to escape this curse.

Economics gives this phenomenon a term: the winner's curse.

Ordinary people are the same, there will be a small peak in life, generally around the age of 30 to 35 years old, in fact, it is the same frequency resonance dividend of a generation, not an individual ability.

At the end of this age, I failed to earn more money than most of my peers, and all other conditions were mediocre, and there were no two strong circles around me, so we should recognize ourselves as early as possible to avoid big losses in middle age.

Heaven is full of jealousy, and humanity is jealous".

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