Recently, a netizen in Chongqing raised a question, he himself has no permanent residence needs for the time being, but wants to buy a suite first, and asks whether it is better to buy it in his hometown district and county, or to buy it in the main city of Chongqing.
In fact, there is no suspense about this problem, if you locate Chongqing, if you don't buy it, you will buy it in the main city.
The real estate of the district and county and the main city are completely different species of the world. The same can be compared to the strong provincial capitals of other provinces and their surrounding counties and cities.
When you can get it, you will buy it in a big city first.
Chongqing's districts and counties always face residents in or around the district, no matter which district or county, the audience is very limited.
Unless it is an individual who works and lives in the district or county, and buying a house is to meet the real living needs, the first choice must be the main city.
Although the housing prices in the main city of Chongqing are not ranked first in the country, it is a strong second-tier city in terms of urban energy level.
The housing prices are not high, but it also highlights its obvious advantages over districts and counties. That is, the crushing of comprehensive resources and the small gap in housing prices.
In addition, there is an indisputable factor, if you buy a house in a big city, you can buy a house in the local county or city at any time in the future, otherwise, it is very likely that it will be difficult to have the opportunity to get on the car.
Back to the point in time, more than a dozen megacities in China, including Chongqing, are likely to be a year of stabilization in 2024.
The average house price of strong second-tier cities in China has fallen by more than 20%, which has returned to the first-class system at the beginning of 2018, and there is a significant gap from the historical peak.
Most new homes** have actually broken through the cost line, and the room to continue to decline sharply is very limited, believe it or not.
Nowadays, the buying environment is very relaxed and friendly, and many houses are actually operated, and the down payment only needs to be about 10%, or even lower.
For home buyers, the financial pressure has been reduced a lot, because interest rates are also continuing to fall, so the pressure on monthly payments is also decreasing.
This is the case with the objective environment, which is not subject to human will. However, what kind of house to buy is completely subject to personal subjectivity, and it is also an important factor in determining whether the purchase behavior is reasonable.
At present, buying a house in the main urban area, including other second-tier cities, is similar, and the mature core area is preferred.
There are two reasons for this. The first is to pay attention to the trend in everything you do.
The current trend is to return to the urban area and return to the core. Whether it is the land auction in the past two years, or under the influence of local debt pressure, the development of real estate has shifted from the past to the core.
Developers are under financial pressure and invest limited funds in the traditional core areas of first- and second-tier cities for the sake of risk minimization.
In order to maintain land finance, the local government has to suspend the suburban land and instead take out the traditional urban or core area plots at the bottom of the box.
On the one hand, it stabilizes the land and stabilizes expectations, and on the other hand, it makes up for the income from land transfer through low-frequency transfers with low volume and low price.
We can also see that the renovation of old cities in various places is in full swing, on the one hand, it is for the renewal of the urban appearance of the traditional core area, and on the other hand, it can also take the opportunity to demolish some rare plots.
In this way, the urban interface of the traditional urban area will become more and more beautiful, and the supporting facilities will also be upgraded. The sale of new land plots is bound to inject a new stream of blood into the core area, and a new generation of high-quality, relatively low-density residential buildings will no longer be limited to the suburbs.
The return of home ownership to the core area is also a matter of course.
Few years. One of the key tasks of the local government will be to reduce debt, and the development of the peripheral areas of the city will have to face a slowdown.
The cooling of the land auction has slowed down the pace of the city's outward expansion, and many of the planned new business districts, new schools, new parks, and new rail transit will be cut or extended indefinitely.
For example, at the beginning of the year, a number of high-debt provinces and cities suspended project construction, and the first to bear the brunt of the infrastructure projects in many new areas.
It is undeniable that in the future, the development of new areas in the suburbs of big cities will gradually cool down until the arrival of the next ** stimulus.
Of course, some high-energy new areas that have received key attention will still have sustained and strong development momentum.
On the other hand, there is a change in the ** system.
After a two-year adjustment period, housing prices in the once unattainable core area seem to have suddenly become close to the people.
Many Internet celebrity real estate projects that have rushed too high in the early stage have even fallen as much.
Three, forty percent, makes people feel a little "the goddess who used to have a crush on took the initiative to show favor to herself".
We all know the truth that heroes come out of troubled times, and in fact, in the field of commodity economy, there is a similar phenomenon.
When the bull market is soaring, it is easy to sell ultra-high**, and in the bear market wail, it is inevitable that a batch of over-falling goods will appear.
At this time, some people actually found that they actually bought the quality real estate in the core area of the city with the ** of ordinary houses in the far suburbs three years ago.
In fact, for a long time, it was not that people were more willing to abandon the core area and buy new real estate in the outer areas of the city. It is due to the influence of ** and product power.
In the past, the core area has been high for a long time, with a high threshold for getting on the bus, high down payment pressure, and fewer options, and the density of real estate is generally high. To sum up, it is not cost-effective.
The peripheral area is just the opposite, which is a step down from the core area, and at the same time, the product is novel, the floor area ratio is low, and the hand planning is beautiful and imaginative.
The current situation is that the new second-hand houses in the core area have come down, and the quality of the newly launched real estate has also been upgraded, and the preferential efforts are generally larger.
Moreover, whether it is a new house or a second-hand house, many ** can operate an ultra-low down payment and enjoy the lowest interest rate concessions, so buyers can choose the right target for themselves according to their own reality.
To sum up, it is a sentence: any house purchase behavior that is not for the purpose of self-occupation should follow the trend and buy in a high-energy big city.
The above is the text.
Share, like, and follow are welcome.