Compliance management and internal control of commercial banks
1. The current risks and challenges faced by the banking industry.
1) Review of the macroeconomic situation in 2016 and analysis of the economic situation in 2017.
2) The current financial risk situation and the key points and means of bank risk prevention and control.
3) Interpretation of current financial supervision and bank compliance risk challenges.
4) Analysis of typical cases.
II. Internal Control and Management of Commercial Banks.
1) The meaning of internal control and the means by which the bank achieves its strategic objectives.
2) COSO's internal control framework and risks.
3) Domestic internal control regulatory provisions.
1.Regulations related to internal control of the banking industry in China.
2.Guidelines for Internal Control of Commercial Banks - Control Principles, Control Evaluation, and Plans.
4) The bank's internal control management function and positioning.
5) Analysis of cases of loss of control of banks.
Case 1: The case of a huge amount of bank bills.
Case 2: Bank Deposit Case
3. Compliance risk management of banks.
1) Analysis of the types and factors of current banking compliance risks.
2) Compliance management, international regulatory standards and domestic regulatory provisions.
1.Essential elements of a compliance management system.
2.Compliance Risk Management Objectives.
3.Positioning for compliance risk management.
4.Compliance Risk Warning.
5.Compliance risk assessment.
6.Build a culture of compliance.
Example: Demonstration of the framework of the compliance manual of commercial banks
4. Compliance management practices of banks.
1) Ten core functions of compliance risk management.
2) Compliance risk management procedures.
1. Identification of compliance risks - internal and external factors of risk points.
2. Compliance risk assessment - risk level matrix, risk control effect matrix, index examples, and classification.
3.Institutional management.
Main line 1 - system compliance review.
Main line 2 - system clean-up and abolition.
Main line 3 - post-system evaluation.
4.Compliance inspection and evaluation.
3) The value of the bank's compliance management.
4) Analysis of cases of violations.
5. Internal control and compliance risk investigation.
1) Employee behavior management investigation.
2) Bill business risk investigation.
Case: Advances due to non-implementation of deposits
3) Account management risk screening.
4) Credit risk management investigations.
5) Risk investigation of private sales of flying orders.
6) Investigation of bank card and POS business.
6. Case Collection.
The whole process is interspersed with typical case analysis of credit operation risk, legal risk, employee moral hazard and other types (more than 10).
YellowZhihongCurriculum vitae
1. Review of full-time credit business of branches of major state-owned banks;
2. Credit approver, deputy director of credit department, general manager of risk management department.
3. President of key county-level branches.
4. The risk management department of the provincial branch is in charge of the research and analysis of operational risk, credit risk management and economic capital management.
5. Participate in the risk management department, system formulation and revision of the risk management department of the head office in Beijing.
6. Responsible for the promotion and application of credit risk management system, module modeling, database construction and analysis, etc.
Lecture content:(Including, but not limited to, not all listed here.) Due to the different needs and emphases of customers, courses can be set up according to customer needs).
1. Theory and practice of credit management.
2. Construction of a comprehensive risk management framework and risk assessment;
3. Credit risk, operational risk, and credit risk management;
4. Internal control and compliance management;
5. Bank legal risk prevention and control management and practical technology;
6. Optimization and reengineering management and implementation of modern bank credit business processes;
7. Collection of non-performing loans and prevention and control of legal risks;
8. How to be a qualified and excellent branch and leadership art;
9. Counter operation risks and practices;
10. Accounting practice, financial management, financial statement and analysis of enterprises;
Ten. 1. Tax management and reasonable tax avoidance techniques in accordance with the law;
Ten. 2. Research report, investigation report, review report, business plan writing;
Ten. 3. Marketing skills and practices of community banks;