From 2024, the payment of agricultural insurance will be increased to 5,000 yuan per year.
In 2024, if the payment grade of the new rural cooperative pension insurance is started, taking 5,000 yuan per year as an example, the previous payment grade was low, and now it is feasible to participate in the insurance according to the payment grade of 5,000 yuan? Will this increase pensions? First of all, it can be clearly informed that in 2024, it is possible to increase the payment standard of the new rural cooperative pension insurance, that is, the pension insurance for urban and rural residents; In fact, as early as 2019, this broke the traditional payment ceiling of 2,000 yuan, and you can choose a higher standard. This is undoubtedly good news for those in need, because their pensions can be increased in the future.
Rural endowment insurance has a characteristic: it does not establish a co-ordinated account, that is, all the money you pay goes into your personal account, which belongs to your personal property, and there is no co-ordination account, and the higher the level of payment, the higher the subsidy you can receive. There is no doubt that the personal account pension will be higher and higher in the future. The overall level of pensions will also eventually increase. It will also increase. And more money, in fact, the ultimate beneficiary is themselves, so according to this logic, it is definitely beneficial to raise the payment standard. It can be done.
There are many people who see that some of the elderly around them have retired, so they pay according to the minimum standard of 100 yuan a year or 200 yuan a year, and in the end, the level of rural pension they receive is very low, in fact, only more than 100 yuan. In fact, the basic pension level in most parts of the country is less than 150 yuan, which is a very low level. As for the personal account, because the level of pension paid by yourself is also relatively low, for example, 200 yuan a year, after 15 years, the personal account is only 3000 yuan, and then divided by the number of months corresponding to the age of 60, the personal account pension is only 21About 5 yuan, isn't that a very low level?
So for this problem, the pension wants to increase, in fact, there is no way to change our personal basic pension, but it can be effectively changed, your personal account pension, increase the annual payment level, this is no problem, it is also good for you. If you can raise the payment level to more than 5,000 yuan and continue to pay for more than 10 years, I think the total amount of your personal account can increase by at least 50,000 yuan. The personal account pension is divided by 50,000 yuan for 139 months. In fact, in a personal account alone, the pension component can reach $360.
In this way, the basic pension of the individual can be more than 100 yuan, in fact, the pension that can be received every month is about 5 or 600 yuan. If both husband and wife can receive a pension of five or six hundred yuan, the two people will have a combined income of more than 1,000 yuan. In fact, in the countryside, life is completely sufficient, so it is necessary to increase the upper limit of payment, although the payment process is relatively high, but the final beneficiary is yourself, this money is actually compared to the bank There is still a large amount of cost.
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