Car Insurance User Guide A must-have for novice drivers.
How to make car insurance more scientific and cost-effective? There is a small reminder that the more car insurance is out of business, the cost of buying insurance in the coming year will increase accordingly, and it is useless to change insurance companies
So, we need to use car insurance according to the situation!
Sometimes, you don't need insurance
For those minor accidents, such as small scratches, the people in the car are also safe and sound, and we can give priority to privacy. This not only saves worry and effort, but also reduces the number of accidents, and it will be more cost-effective to buy insurance in the next year!
However, if the other party has problems, such as drunk driving, driving without a license, and the vehicle is not inspected in time, then it is still necessary to call the police + report insurance, so as to be more secure!
And sometimes, you have to go out with insurance!
For example, if the vehicle accidentally hits the wall in the community, it is good to report the insurance directly, and there is no need to trouble the police
Car Damage Insurance – Help you get your car repaired and restored to its original condition!
Third Party Liability Insurance - Lose money to repair the wall of the property, don't worry about compensation!
On-board Liability Insurance - Help you pay for medical expenses and get timely treatment for the injured!
If you hit some public facilities on the road, it is recommended to ask the police to help deal with it
Next, I will summarize some scenarios to help you better understand the use of car insurance!
If you hit the guardrail by yourself, let the insurance company help you fix the car!
Rubbed someone else's car:
The car repair fee is 2000 compulsory insurance, and small accidents can be easily handled!
The car repair fee is 2000 three insurance, and you can deal with major accidents easily!
Hit and injured a passerby:
Medical expenses 180,000 compulsory insurance, let the insurance company help you share the medical expenses!
The medical cost is higher, so you don't have to worry about high medical expenses!
The car is flooded on the side of the road, and the hail hits the car damage insurance, and natural disasters can also be guaranteed!
If the car breaks down in the middle of the road, call the insurance company ** free towing rescue, so that you are no longer lonely and helpless!
Pay attention to the collection, and use it at critical moments.
Hopefully, this information will help you better understand and use car insurance! Remember to obey the traffic rules and drive safely
This article is for reference only, and the specific insurance terms are subject to the insurance company. When in doubt, consult a professional. )