Sorry, I'm not going to be able to borrow money right now
Borrowing money is a common phenomenon in our lives, after all, sometimes we may encounter a situation of poor cash flow. Especially at the end of the year, many friends have received project money or year-end bonuses, and they are relatively rich.
At this time, there will be many friends who borrow money from us, some people are to buy a car or a house, but their own money is not enough; There are also some friends who go home at the end of the year to gamble with their friends, but they lose all their money and need to borrow money for the New Year or want to turn over their books.
So, when someone borrows money from us, but if we don't want to, how do we say no, without hurting each other's feelings? Today, I will share with you what four sentences you can use to decline others when you encounter such a situation, so as to avoid lending them money without hurting your feelings.
Next, let's find out!
Borrowing from urgency is not borrowing from poverty". However, if the money is borrowed for unserious consumption, gambling, or material improvement, we should not lend it to them because it may cause trouble for ourselves.
Remember, don't lend money to others for the sake of face, or you may never get it back.
Think about it from another perspective, if we encounter a situation of borrowing money, we can generously admit that our current financial situation is not sufficient, and there are many family expenses to bear, including mortgages, car loans, children's interest classes, etc.
In this case, we don't need to go into detail about the situation at home, because few people but our parents really care about our living situation.
Fourth, we can also find an excuse to say that the family's funds are tight, and not long ago, some relatives in the family, such as brother-in-law and ** eldest brother, have borrowed most of the money to build a house or get married.
It can even be said that all this money is stored in fixed deposits, and there will be losses when withdrawn early now. When my friends hear us say this, they think that we really want to help, but we do have financial problems.
Although we say so, it is up to us to decide when the money will be withdrawn. And after a long time, others may no longer need to borrow money.
Fourth, when someone borrows money from us, we can also use the transfer method to shift the responsibility to our family or spouse. We can say that we only have some money left for smoking and drinking, and there is no extra money to lend.
If you are married, we can say that your salary is managed by your spouse and you cannot borrow money yourself. And if we are unmarried, we can say that the money is handed over to our parents for safekeeping and cannot be borrowed.
With these reasons, we are able to subtly refuse to borrow money without hurting our family and friends. If this article was helpful to you, don't forget to like, follow, and thank you for your support.