Bold mother loves to save money, and the whole network has the same name.
I have the habit of saving cash, after all, now that digital payment is so popular, cash is like chicken ribs for me, I also have to bring cash with a bag, and over time, cash will be shelved by me, and it should also be used as pocket money for my children in the future.
At five o'clock this morning, I heard him playing ** in a daze, and the person opposite said:If you didn't bring money last time, you have to bring cash this time, 500 yuan!
My husband didn't! Not to mention that he has no cash, he doesn't even have money.
I felt him standing still in front of me, listening to my even breathing, he was afraid of waking me, so he finally decided to take it secretly, without saying a word, and took the money without saying a word on WeChat.
Anyone who has studied high school politics knows that the economic base determines the superstructure, and it is the same when it comes to the family, and those who have money or earn a lot of money have more say.
Put it in my house that is very thorough, especially when he earns little money and doesn't save money, every time he takes money from me, he gets at least a roll of the eye.
Therefore, I really recommend that you must save money in 2024 and save more money to have more confidence to deal with the economic downturn.
From CCTV News.
Make a good budget for the New Year.
Every New Year's celebration is equivalent to a spring calamity, especially for people after work.
At the end of the year, did you find a partner? How much is the salary? Let's not talk about how many children you want, just visiting relatives and friends for the New Year and giving gifts will make your wallet shrink significantly.
There's no way, our big China is like this, and the society of human feelings is dead.
So friends, have you budgeted for the New Year, and how much can your wallet bear? Do some people have to go? Can't you buy some New Year's goods?
According to personal strength, make a good budget, don't blindly consume and don't exceed your ability. Otherwise, it is not worth it to be in debt for the whole year in a spring robbery, after all, the New Year is off to a good start!
Have a concept of money.
Those "are only 99 only", everyone must keep their eyes open!
is like Li Jiaqi who overturned, isn't it because he said, "The eyebrow pencil of 79 yuan is not expensive, and if you can't afford it, you have to reflect on whether your salary has risen over the years, and whether you are serious about your work!" ”
It's a big mess for my friendsLi Jiaqi overturned because he was picked up by us ordinary people, but he didn't know anything about the lives of our ordinary people.
And how many people drink milk tea, eat takeout, or live a delicate life, but they are in debt and can't even afford their credit cards?
In fact, the root cause is that there is no concept of money.
Although a cup of milk tea costs eight yuan, you can buy several bundles of vegetables, six or seven tomatoes, or half a catty of meat. In our town, these eight dollars can make breakfast for a family of eight.
So don't spend some unnecessary money, every time you come across something like 9At 9 o'clock, you might as well calculate your hourly salary, a person with a monthly salary of three or five thousand will grab a lot of them, and every time you drink a cup of milk tea, you need to work for an hour, is it worth it?
Save money with a plan.
Don't feel 9 when spending money9 less, the same when saving.
According to the S&P Household Configuration Quadrant, if you're just starting to save money, we can make the following changes.
Convert 40% of the capital preservation money into daily consumption, and 10% of the money to be spent into savings.
Money is saved little by little, if you have a monthly salary of 3,000, you save 10% a month, which is 300, don't think that these 300 are very little, and they can save at critical moments.
Many people think that it is only 300 yuan, and they spend it without taking it seriously, but they still have no concept of money, and they want to save 100,000 yuan at once with a monthly salary of 3,000, and the money is not blowing in the wind!
So take your time, save slowly, believe in the power of time compounding, and when you start, you will find that it is easier and easier to save money, and you will save more and more.
Finally, I wish you all a lot of money to save up.
The Wi-Fi signal is full, the other party is typing, your courier is already being delivered, the water temperature is just right, the change in the old clothes, the last piece of chicken leg in the fried chicken restaurant, and your praise are all the happiest things I feel. ”❤
Good night. About the Author:
Bold mother, aspiring girl seeks love while making a living, does not let go of every little money, and firmly believes that there is no way to become a river and sea without accumulating a small river.
Strive to grow and believe that you will live as a ray of light.