Attention! In 2024, social security contributions will be "double-reduced", and flexible workers will benefit
Flexible workers are a category of people who are not included in the traditional employment relationship, but who perform professional work in a freelance or temporary capacity. They include freelancers, freelancers, renters, temporary workers, and many more. Its working hours, locations, contents, and methods are relatively free, without any rules. Currently, there are more than 200 million flexible workers in our country.
1. Workers with flexible employment participate in social insurance.
While flexible workers enjoy freedom and flexibility in work, there are also many problems such as unstable income, job insecurity, and increased risks. If you don't have social security, if something happens to you or you retire, you won't have any security for your life, and your life will be very difficult. Therefore, it is necessary for people with flexible careers to join the social security system.
Enterprise annuity is an important part of enterprise annuity, and enterprise annuity is an important part of enterprise annuity. When they decide to pay a pension, they have to decide on the basis of their contributions according to their specific situation.
The upper and lower limits of the contribution base of insured persons are 300% and 60% of the average monthly salary of employees in the previous year, respectively.
On the basis of social insurance contributions, social insurance is paid according to the standard of 20%, 12% and 8% respectively.
In other words, when in-service employees apply for insurance, what they should pay attention to is how to determine their own payment base? The higher the contribution base, the higher the amount paid, but also the higher the future pension. The lowest contribution base will lower your payment level, but you will get more benefits in the future. Flexible workers should reasonably determine the basis of contributions based on their own economic situation and future pension standards.
2. Social security** "double reduction" until 2024.
From 2024 onwards, the monthly contribution base of flexible workers in China will continue to increase, reaching 4,212-21,060 yuan.
This reform gives flexible workers more leeway to determine the basis of their payments, depending on their financial situation.
For resilient individuals, they can choose their own payment base, ranging from 60% to 300% of the average salary of an employee in a city enterprise.
In addition, the change in payment time also gives flexible workers greater choice and flexibility. They can pay social security contributions on any day of the year, depending on the individual's financial situation, rather than monthly. In this way, they are better able to manage their money and thus prevent social security shortfalls due to unstable wages.
By 2024, the "double reduction" of social security will be implemented, which will bring great benefits to enterprises. Let them enjoy social security and rights on the basis of freedom and flexibility in work.
3. Reform of the social security payment procedure: more convenient and convenient.
You should also remember that when you went to the social security center, you had to go to the social security center, there was a long queue, filling in all kinds of information, and communicating with the staff to confirm, which was very tedious and time-consuming. In addition, if you change jobs and have to reapply, it will be much more troublesome.
The social security payment procedure has undergone a major reform, and the social insurance payment has been transferred from the original social security** to the tax department. After the reform, you can simply check by mobile** or visit the tax office, which greatly streamlines the payment process.
4. Retirement age and health insurance: the most frequently asked questions.
If you're a flexible worker, you may be worried about your retirement. You don't know when you'll retire, how many years you'll have to pay social insurance, or how much you'll get each month. Don't worry, we've compiled a few common Q&As for you, which can help you clear your doubts and better plan for your retirement.
When can flexible workers receive their pension?
The retirement age for flexible workers is 60 years for the same as for regular workers, and 55 years for women. This is the mandatory retirement age, regardless of your insurance status and your length of service.
Second question: How long can a flexible worker be covered?
The length of time you have been insured for flexible employment is the number of years you have worked in the company, that is, the number of years you have worked in the company. The longer you are insured, the higher your pension will be. If you want to receive a basic pension each month, you will need to be insured for 15 years. If your coverage is less than 15 years, you can continue to pay for 15 years.
Social security** "double drop" to create a better tomorrow for you.
Through the above content, we have a more comprehensive understanding of the connotation, significance, impact and prospect of China's social security "double reduction" policy. We understand that this policy is very beneficial for flexible workers. Let them enjoy social security and rights on the basis of freedom and flexibility in work.
As a flexible employee, I firmly believe that as long as I abide by the relevant laws and regulations of my country and the local government, and pay social insurance legally, I can give myself more security in the future and make my life more secure and happier.