Marriage and real estate, two different words, but only related together, because marriage must buy a house, when applying for a real estate certificate, basically the names of the husband and wife, but this issue is controversial, some people say that it is fair to write the names of two people, some people say that it is completely unnecessary, and the same is true for writing a person's name.
In fact, now the law on real estate is very sound, and the idea of writing the names of two people on the title deed is outdated, but it is better to write the name of one person.
First of all, from the perspective of buying a house, the process of writing the names of two people is more cumbersome, for example, when taking out a loan, you need to submit the credit information of two people, and you need to prepare two copies of various materials, in case one person is not qualified, it may lead to the loan not being able to get out.
This is still the beginning, and if you want to handle other business in the future, from housing transactions to some trivial matters, two people need to be present at the same time. For example, if you use maintenance**, you need two people to sign together, and it will be very troublesome if one party is in the field.
Secondly, once the names of two people are written on the property, then if you want to buy a second house in the future, then the first home loan discount will not be available to you.
Third, and the most controversial point, that is, the ownership of the property, the division of the issue, the real estate certificate has their own name to have a sense of security, you think about it, in case the relationship between the husband and wife breaks down in the future, and there is only one person's name on the real estate certificate, then there is no right to divide the property, and there is no economic security.
In fact, this concern is completely superfluous, the so-called joint property of husband and wife, naturally including the house, as long as the house is bought after marriage, no matter whose name is written on the real estate certificate, the house belongs to two people. Even if it comes to the point of divorce, it will be divided normally.
And not only the house, all the assets in the family, including savings, cars, houses, furniture and appliances, etc., are the property of two people.
Of course, one party's request to add his or her name is not only out of economic considerations, but also a sincere expression of the other party's marriage, "I can not mention it, but you can't not add it", which is a kind of respect for the feelings of two people. **Wan Fan Incentive Plan Many couples buy a house before marriage, which is personal property, but after marriage, they will take the initiative to add each other's names to give each other a kind of protection.