With the improvement of people's awareness, millions of people are paying attention to medical insurance. It can not only reimburse the medical expenses incurred by hospitalization for illness, but also the hospitalization expenses caused by accidental injuries, so many people will buy a million medical insurance for themselves.
When it comes to cost-effective million medical insurance, we have to talk about Changxiang'an long-term million medical insurance, so, what are the advantages of Changxiang'an long-term million medical insurance? Which is better than good health insurance? Let's talk about it!
1. What are the advantages of long-term million medical treatment?
1.Comprehensive protection responsibilities
Changxiang'an long-term million medical insurance responsibility is comprehensive, as shown in the figure:
As you can see from the figure, Changxiang'an Million Medical Insurance not only has a high amount of main insurance liability, but also has a very powerful additional insurance liability, which can be attached to the special drug protection for malignant tumors, ICU hospitalization allowance or ** consultation drug costs, which is very practical, and can be attached if the budget is enough.
2. There is no deductible for out-of-hospital drug purchases
There is no deductible for the out-of-hospital special drug coverage of Changxiangan Million Medical Insurance, and there are many types of reimbursement, which can cover 98 kinds of special drugs, and even the 1.2 million one-shot CAR-T drugs are also covered.
3. You can apply for insurance up to 70 years old
Changxiang An Million Medical Insurance has a wide range of insurance ages, is very friendly to the elderly, and can be insured up to 70 years old, but it should be noted that if you are more than 55 years old, you need to have a physical examination first.
4. Guaranteed renewal for 20 years
Changxiang'an long-term million medical guarantee is renewed for 20 years, so you can rest assured that you can hold it without worrying about the insurance affecting the renewal.
5. Big companies, big brands
Changxiang'an Million Medical Insurance is underwritten by Ping An Health, and large companies and brands are more assured to insure.
2. Which is better than long-term medical care or good medical insurance?
Some friends will be curious, which is better than long-term medical care or good medical insurance? In fact, Xiaokai thinks that the most important thing is to suit yourself, and these two products have their own advantages and characteristics, as long as they can meet their own needs. If you meet the health notice, you can consider it.
Write at the end
In general, Changxiangan million medical insurance is still worth starting, with obvious advantages, ** is not high, with big brand endorsement, very reliable. If you want to have long-term stability, comprehensive protection of millions of medical care, and meet the health notice and insurance requirements, you can give priority to insurance this product.