The new pension policy in 2024 will be announced, and the treatment will be improved and the security will be more powerful
With the intensification of China's aging population, the pension issue has become the focus of attention from all walks of life. The pension policy adjustment in 2024 is highly anticipated, so how will the new changes affect our lives? Who will benefit from this? This article will reveal them one by one for you.
i.The main content of the pension policy adjustment in 2024.
1.Adjust the pension calculation formula: according to factors such as social wages and prices, adjust the pension calculation formula in a timely manner to improve the pension replacement rate and ensure the basic living needs of pensioners.
2.Expand pension coverage: Include more eligible groups in the pension system and increase pension insurance coverage.
3.Improve the multi-level old-age security system: promote the combination of the old-age insurance system with commercial old-age insurance and personal savings old-age insurance, and provide more old-age security options for the elderly.
4.Adjust the pension investment strategy: optimize the pension portfolio, improve the pension investment income, and ensure the preservation and appreciation of the pension.
5) Strengthen the control of the pension: improve the control system of the pension and prevent the risk of the pension.
ii.Impact of pension policy adjustments in 2024.
1) Improving the standard of living of pensioners: ensuring the basic needs of pensioners and improving their standard of living by adjusting the pension calculation methodology.
2) Reduce the burden of contributions: expand the coverage of pensions, reduce the proportion of pension insurance contributions, and reduce the payment burden of enterprises and individuals.
3.Enrich the old-age security methods: improve the old-age security system at all levels, provide more old-age security methods for the elderly, and meet the old-age needs of different groups.
4.Promote the sustainable development of the pension: adjust the pension investment strategy, improve the return on pension investment, and ensure the sustainable development of the pension.
5) Ensure the safety of pension insurance: strengthen the supervision of pension insurance, prevent the risk of pension insurance, and ensure the safety of pension insurance.
iii.Who will benefit?
1) Pensioners: The adjustment of the pension policy will directly increase the level of pensions and improve the quality of life of pensioners.
2) Employees: Expanding pension coverage and lowering the contribution rate will reduce the contribution burden of employees.
3) Pension: Adjust the pension investment strategy, improve the return on investment, and ensure the sustainable development of the pension.
4) Pension insurance system: Improving the pension security system at all levels is conducive to the long-term stability of the pension insurance system.
Conclusion. The adjustment of the pension policy in 2024 is aimed at responding to the pressure of an aging population, ensuring the basic needs of pensioners and improving the sustainability of the pension system.
The implementation of the new policy will benefit the majority of retirees and in-service workers, benefit the pension insurance, and inject new vitality into China's pension insurance system. At the same time, we should also pay attention to the challenges behind the adjustment of the pension insurance policy, actively respond to them, and contribute to the long-term stability and development of the pension insurance system.