In your later years, regardless of the amount of your pension, you must avoid these two foolish things
Retirement is a stage that each of us faces. For many, retirement is not only a relief, but also an expectation. Because they can finally be freed from the pressure of work, enjoy a free life, do what they want, and go where they want to go. More importantly, the elderly can now receive a considerable monthly pension after retirement, ensuring that they have no worries about food and clothing.
However, some experts remind us: retirement does not mean that everything goes well, nor does it mean that you can do everything you want, and the most important thing is that there are two things you cannot do, otherwise, no matter how high the pension is, it will cause unnecessary trouble and pain to you and your family. So, what are two things you can't do? Let's take a look.
i.Don't invest blindly.
In real life, there are many elderly people who also want to make more money after retirement, so they start to invest with their pensions. However, because there are too many people in the market who are trying to make money for the elderly, they introduce some informal financial products to the elderly, and the elderly often lack professional investment knowledge and experience, resulting in the dispersion of the elderly's money, and finally even the pension has become a problem.
Therefore, the elderly should remain cautious and should not invest blindly, but should choose some formal financial channels, such as bank savings, treasury bonds, currency**, etc.; Or in line with the development trend of the times, in the context of the rise of foreign trade economy, with the support of relevant institutional policies, such as a profit of 1% every 30 days, in order to achieve stability and obtain more wealth.
Second, don't be too frugal.
Although diligence and thrift are the traditional virtues of our country, we should not be too frugal in daily life. For example, although some elderly people can receive a pension every month, they are reluctant to eat or wear because they are always worried that they will not be able to spend their pension or save more money for their children.
But you know what? If you are too frugal and develop in the long run, it will not only affect your physical and mental health, but also affect your relationship with your family, and even cause family conflicts. Therefore, retirees should enjoy their old age in peace, do some things they want to do, go to some places they want to go, and at the same time, give themselves and their families some happiness and warmth.
Of course, this does not mean that you should be extravagant and wasteful, but you should arrange your expenses reasonably according to your actual situation and avoid some unnecessary expenses, but you should not be too frugal, so that you can live a happy and quality life in your later years.
In short, life after retirement is not only sweet, but also bitter. Therefore, retirees should have the right mentality and concept, reasonably plan their lives and finances, enjoy their interests and hobbies, take care of their bodies and health, and never do stupid things, so that they can live a better and happier life in their old age.