Sesame Points, as Alibaba's personal credit scoring system, has attracted widespread attention since its launch. It collects data such as the user's purchase, payment records, and credit card repayment, and uses big data and machine learning algorithms to score the user's credit status. The score directly reflects a person's credit rating and affects the degree of convenience they can enjoy in various life scenarios. And once the sesame score reaches 650, it means that the user has entered a new credit rating, so what changes will this bring?
One of the most noticeable changes that users who have improved to 650 points will feel is the increase in the amount of Huabei and Borrow. As a consumer credit service, Huabei allows users to spend first and repay later. When the sesame score reaches a certain level, the system will automatically adjust the user's Huabei quota according to their credit status, so as to meet the demand for a larger amount of consumption. Similarly, as a service that provides cash lending, borrowing will also increase the corresponding borrowing amount according to the user's sesame points, so that users can have more flexibility in capital turnover. But there are many netizens who said that it doesn't matter if it's closed, anyway, the amount given is not high, and now many people have used Jinbei on WeChat*** to replace Huabei to borrow, and the amount given is high and convenient.
In addition to the preferential treatment of financial products, users can also enjoy more intimate services in their daily life. For example, in the field of sharing economy, whether it is a shared bicycle or a shared car, a high credit score can often waive the deposit and simplify the rental process. In addition, some rental services, such as book borrowing and fitness equipment rental, may also give more trust and convenience to high-scoring users.
When traveling, the advantages of sesame points are also very obvious. When booking a hotel, users with high credit scores may not need to pre-authorise or pay a deposit, and the check-out process is more convenient; At airports, some airlines and airports provide fast lanes for high-scoring users, saving valuable time. In the rental market, landlords are also increasingly inclined to choose tenants with high credit scores. After all, a high score is somehow a sign of a user's integrity and ability to fulfill the contract. As a result, users with more than 650 Sesame points can show higher competitiveness when renting a home, increasing the chances of successfully renting their ideal home.
It is worth noting that although Gao Sesame has brought a lot of convenience to users, it is also necessary to remind users to pay attention to credit management. Good credit is the embodiment of social integrity, which needs to be continuously accumulated and maintained in our daily life. Excessive overdraft of credit will not only affect an individual's sesame points, but it can also be a financial burden. The increase of sesame points to more than 650 is undoubtedly a positive signal for users, and it brings more convenience and preferential treatment to users in financial services, daily life, travel and accommodation, etc. However, while enjoying these conveniences, users should also use credit wisely, with moderation and planning, to ensure that their credit profile is always in a healthy state. In this way, sesame points are not only a number, but also a commitment to their own integrity, a manifestation of responsibility to others. In this era when credit is king, let us cherish and use every credit wisely.