In the face of delayed retirement, do the post-90s generation still need to actively pay social security?
With the continuous development of China's social economy, the trend of population aging is becoming more and more obvious, and the issue of delayed retirement has gradually entered the public eye. For the post-90s generation, this issue is not only related to their future careers, but also directly related to their retirement life and social security. So, in the context of delayed retirement, is it still necessary for the post-90s generation to actively pay social security? This article will look at this from multiple perspectives.
1. The impact of the delayed retirement policy.
Delaying retirement, as the name suggests, refers to postponing the normal retirement age backwards. The introduction of this policy is mainly based on the actual background of China's aging population, insufficient labor supply, and increasing pressure on old-age security. The implementation of the delayed retirement policy means that people need to work longer in the workplace, and accordingly, the time to enjoy their pension is delayed. For the post-90s, they are likely to face a career that is more "long" than the current regulations.
Second, the necessity of social security payment.
Social security, that is, social insurance, is an important part of China's social security system. By paying social security, individuals can obtain a certain amount of financial security in the event of retirement, illness, work-related injury, etc. For the post-90s generation, actively paying social security is not only a guarantee for their future life, but also a manifestation of social responsibility. The steady operation of the social security system requires the participation and support of every member of society.
3. The practical significance of post-90s social security payment.
Accumulation of personal wealth: The endowment insurance part of social security is a kind of long-term accumulated wealth. The post-90s generation can obtain a stable pension in their future retirement life by paying social security on time, which is an important part of their personal wealth.
Sharing the pressure of social pension: With the deepening of the aging population, the pressure on China's pension is increasing. As the main body of pension in the future, the post-90s generation can help share the pressure of social pension and ensure the steady operation of the pension system by paying social security.
Maintain social fairness: The establishment of the social security system aims to maintain social fairness and justice. The post-90s generation can enjoy the same security treatment as other members of society by paying social security, which is a concrete embodiment of social fairness.
Fourth, the social security strategy under the delayed retirement.
In the face of the possible delayed retirement, the post-90s generation needs to look at social security contributions more rationally. They can adjust their social security strategy in the following ways:
Improve the awareness of payment: The post-90s generation should fully realize the importance of social security payment, improve the awareness of payment, and ensure that social security fees are paid on time and in full.
Do a good job of personal financial planning: Delaying retirement means a longer career and a later retirement time, and the post-90s generation should do a good job of personal financial planning in advance to ensure that they can maintain a good standard of living during the delayed retirement period.
Pay attention to policy changes: With the gradual advancement of the delayed retirement policy, the relevant social security policies may also be adjusted. The post-90s generation should pay close attention to policy changes and make corresponding adjustments according to their actual situation.
Increase personal savings: In addition to paying social security, the post-90s generation can also provide more economic security for future retirement life by increasing personal savings.
V. Conclusions. To sum up, in the face of delayed retirement, it is still necessary for the post-90s generation to actively pay social security. Social security is not only an important guarantee for an individual's future life, but also an important means to maintain social fairness and stability. At the same time, the post-90s generation also needs to formulate a reasonable social security payment strategy according to their actual situation to ensure that they can maintain a good living condition during the delayed retirement period. Through the joint efforts of the whole society, we believe that China's social security system will be more perfect, providing more solid protection for every member of society.