In our country, there seem to be more and more wealthy people, especially in cities, where more and more people are buying houses. According to the data released by the central bank, the per capita assets of urban households in China have reached 31790,000 yuan. However, housing accounts for nearly 70% of these assets, which means that many urban households seem to have millions of assets, but in fact they have not many liquid assets to come up with. So, if a family has 1 million deposits in the bank, what is the level in the country?
We can learn something from the VIP system of the bank. Bank employees revealed that if you want to become a diamond card VIP of the bank, you must have at least 1 million deposits. Although the bank staff did not disclose the specific number of Diamond Card VIPs, we can speculate that there should not be many people with more than 1 million deposits.
In addition, according to the survey data of China's banking industry before the implementation of the "Deposit Insurance Regulations" in 2015, the proportion of depositors in China with bank deposits of more than 500,000 is 037%。This means, 9963% have a deposit of less than 500,000. Therefore, it can be said that people with a deposit of 1 million are quite rare in China.
Why is it so hard to save 1 million? First of all, house prices are an important factor that affects deposits. In today's society, housing prices are getting higher and higher, and many people have to take out mortgages in order to buy a house. In this way, most of the monthly income has to be used to pay off the mortgage, and the rest is used for living needs, and it becomes quite difficult to save 1 million.
In addition, children's education is also an important factor affecting savings. In our country, the cost of children's education is getting higher and higher, which also makes it more difficult to save 1 million. Therefore, even if a person earns tens of thousands of dollars a month or even a million a year, it is not easy to save 1 million.
What should we think of those who have saved 1 million? These people are undoubtedly successful people, who have not only achieved financial success, but also greatly improved their quality of life. We should respect their efforts and achievements, and at the same time, we should learn from them and strive to improve our own economic level and achieve a higher quality of life.
To sum up, in my country, it is indeed not easy to save 1 million, but there are more and more rich people. In fact, most people still earn between 3,000 and 5,000 yuan. Therefore, we should pay more attention to how to improve our income level and achieve a better quality of life. At the same time, we should also respect those who have saved 1 million, they are an example for us to follow. In the future, let us work together to achieve a better quality of life.