Cultivating internal strength, the insurance industry boosts valuation repair with new quality produ

Mondo Finance Updated on 2024-03-07

On March 6, the second session of the 14th National People's Congress held a press conference on economic themes, and Wu Qing, chairman of the China Securities Regulatory Commission, who had just been in office for less than a month, appeared for the first time and answered questions about enhancing the internal stability of the capital market that the market is concerned about.

This year's work report proposes to enhance the internal stability of the capital market. From the perspective of regulators, we should pay attention to the construction of the endogenous stability mechanism of the capital market and enhance the resilience of the market, and we should implement comprehensive policies, including at least "one cornerstone" and "five pillars". Among them, "a cornerstone" is a high-quality listed company.

Listed companies are the key subjects of the capital market, and they are also the real background, so what is the direction of high-quality development of listed companies? From the perspective of comprehensive interpretation, "new quality productivity" has become the key word.

The first task of this year's work report for 2024 is to vigorously promote the construction of a modern industrial system and accelerate the development of new quality productivity. Wu Qing also proposed from the perspective of supervision that systems such as issuance and listing, mergers and acquisitions, and equity incentives should also keep pace with the times and further adapt to the needs and characteristics of the development of new quality productive forces.

Industry insiders said that an important signal has been released behind this, that is, to let the real potential enterprises grow and expand with the support of the capital market, so that listed companies, especially the head listed companies, can have more enterprises that represent new quality productivity, and investors can better share the fruits of high-quality economic development.

In recent years, the insurance industry has been guided by innovation and driven by science and technology to accelerate the development of new quality productivity.

For example, as a representative of a listed insurance company that has always been deeply engaged in scientific and technological innovation, Sunshine Insurance is building a strong new quality productivity. Through the top-level strategy to guide the overall planning, it continues to explore new models, new scenarios and new ecosystems in the main financial business field, and promotes the comprehensive improvement of five capabilities: digital customer insight, digital marketing, digital product innovation, digital risk control and digital operation.

At present, Sunshine Zhengyan GPT not only integrates general large models with general knowledge capabilities, but also builds insurance proprietary domain large models based on open source models, with expert capabilities in the insurance field to fully support the operation of the company's multiple intelligent products. On the basis of large-scale model technology, Sunshine has also developed three types of robots: sales, management and service, which comprehensively empower the company's business upgrading and promote the digital and intelligent transformation of the traditional insurance industry.

It should be said that the quality of listed companies is the foundation of their stock prices, and good fundamental advantages determine the potential of corporate valuation. As the insurance sector further cultivates its "internal strength", technology will greatly boost the advantages of the liability side, and its intrinsic value has also received good expectations from the market.

Previously, the open source ** research report showed that the current valuation of PEV of listed insurance companies is at the bottom of history, the liability side is warm, and insurance stocks have both beta elasticity and alpha on the liability side, focusing on asset side catalysis.

The Bank of Communications International Research Report believes that from the perspective of valuation, the current valuation of the life insurance industry is low, and the market has shown a trend of stabilization and recovery with the landing of interest rate cuts and the repair of market sentiment, which is conducive to the improvement of the return on investment of insurance funds, and there is room for repair in the valuation of life insurance companies.

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