When one spouse has overdue debts, under what circumstances does the other spouse need to pay the debts jointly? Here I will explain it to you all at once. Remember to like, favorite, **Trust me, this article will definitely help you. Please be patient and read it through.
After one spouse's debt is overdue, the other spouse will always receive a text message or **, saying that the spouse's debt is a joint debt of the husband and wife and needs to be repaid jointly, otherwise it will be sued for freezing.
Then comes the question,What exactly is a joint debt? Under what circumstances does the spouse have to be liable for the repayment of the amount owed by the other spouse?
The so-called joint debts of husband and wife refer to the debts borne by both husband and wife with the joint signature of both husband and wife or the subsequent recognition of the husband and wife, as well as the debts paid by one of the husband and wife in their own name for the daily needs of the family during the existence of the marital relationship. If one of the spouses pays a debt in his or her own name during the marriage in excess of the daily needs of the family, it is not a joint debt. However, the creditor has evidence to prove that the debt was used for the joint business of the husband and wife, living together or on the basis of the joint consciousness of the husband and wife. Therefore, during the marriage procedure, as long as you do not know about the online loan or bank owed by the other party, then you do not need to bear the responsibility of repayment, unless you sign your name when the other party borrows the loan, and become a co-guarantor or borrower, in the case that you do not have a joint signature and are not a co-borrower or guarantor, and the creditor has no way to prove that it is a common life and joint business expenses, you do not need to bear the responsibility for repayment, even if the other party sues, it will not be supported. You know that.
Whether it is a personal debt or a joint debt of husband and wife, as long as you maintain a good attitude, seize the time to make money and repay the loan, and strive to go ashore as soon as possible. I am Mr. Wei, and I pay attention to my many friends without suffering, and I will walk with you on the road to debt.