Pension growth: Expect to be higher
On March 5, 2023, an important news that attracted the attention of the majority of retirees was finally announced in the ** work report - the pension will be increased. Among them, the minimum standard of peasant pensions has increased significantly. In addition, the growth of employee pensions and farmers' pensions is not the same as the same model, so specifically, how much will the pensions of retired employees of enterprises and institutions and farmers increase?
Pension**: Full policy support
Pension**: Full policy support
This year's work report clearly pointed out that the minimum monthly amount of basic pension for urban and rural residents will be increased by 20 yuan, and will continue to increase the pension of retirees and improve the unified strategy of national pension insurance. This means that this year's employee pension and urban and rural residents' pension will be increased simultaneously. Policy support is very strong.
Of course, due to the differences in the minimum standard of basic pension for urban and rural residents and the pension level of retirees in various regions, the actual amount of the first amount also depends on the actual situation in various places. We'll go into more detail about both of these aspects below.
Professional retirees are bullish on the upside
First of all, let's take a look at how many retirees in enterprises and institutions can have. At present, there is a stable and sound model for the adjustment of employees' pensions, that is, after determining the annual increase, all localities will formulate pension adjustment plans, and retirees will get the increase according to the calculation method of fixed adjustment, linked adjustment and inclined adjustment in the plan.
Looking at the rising interest rate of pensions, this is already in the downward route, such as **4% in 2022 and **3 in 20238%, it can be speculated that this year may be ** to 3About 5%. Although the average pension level of retirees in enterprises and institutions is also different, individual pensions may vary greatly, for example, the average level of enterprise retirees is about 3,300 yuan, and the average level of career retirees may reach more than 4,500 yuan.
Assuming that the working years are 40 years, the pension of retirees of an enterprise and institution is 3,200 yuan, and the pension of retirees of a public institution is 6,200 yuan, with an increase rate of 3In the case of 5%, the increase of the former is about 112 yuan, and the increase of the latter is 217 yuan. The actual increase needs to be calculated through a combination of quota adjustment, peg adjustment and tilt adjustment, the former may end up more than 112 yuan, and the latter may be less than 217 yuan.
Pension for urban and rural residents: How much can farmers rise?
Looking at the increase in the pension of urban and rural residents, how much is it possible for farmers? Since the minimum standard of the basic pension for urban and rural residents in the country has been raised last year, it has reached 103 yuan by 5 yuan, and if it continues to be 20 yuan this year, it will reach 123 yuan. Therefore, if the current basic pension standard is less than 123 yuan, it needs to be raised. However, if it has exceeded 123 yuan, it may not necessarily be **, because the farmer's pension is not a unified increase in the local government.
Seeing such a situation, you may think that the standard of increase in various places will definitely be different, and the increase in some places may be far more than 20 yuan, and now Shanghai is expected to be **100 yuan this year, and the amount of increase in some places may not even reach 20 yuan.
Summary
Overall, the ** work report clearly stated on March 5, 2023 that the pension of retirees will be further increased, and the minimum standard of basic pension for urban and rural residents will be increased by 20 yuan, which is indeed excellent news. However, for retirees and farmers in enterprises and institutions, there is still a difference in pension methods and increases. The number of people who accept employee pensions, the per capita increase can usually reach more than 100 yuan, and the increase in farmers' pensions needs to depend on the specific local situation, because not all places will increase uniformly, on the whole, if there is an increase in most places, it is only tens of yuan.
What do you think about this?
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