Buying a home is no longer a surefire investment. In the past few years, because of the hot real estate speculation, housing prices have continued to **. The cost of buying a house is getting higher and higher, and the mortgage interest is also rising, making the burden on home buyers heavier and heavier. In addition, the regulatory policies of the real estate market are becoming more and more stringent. It can also be extremely difficult for buyers to want to resell their homes.
In 2024, if you still have an investment mentality to buy a house, you may face huge risks and losses. So, are we still going to buy a house? In fact, for many people, a house is not only an investment, but also a necessity of life. Having a house of our own can give us more security and a sense of belonging.
Moreover, with the acceleration of urbanization, there are many uncertainties and risks associated with renting. If you have enough financial means and a reasonable plan to buy a home, buying a home can still be a good investment option.
In short, buying a house is no longer a surefire investment, we need to look at the real estate market rationally and make decisions based on our actual situation.
In the past, many people regarded their houses as fixed assets. But I'm telling you, if you still think that way this year, you're very wrong. You may contradict me, yes, a house is a fixed asset. Maybe you've already taken on a huge mortgage to buy a house! After reading this**, maybe you will regret buying a house.
In recent years, with the continuous increase in housing prices, there are still many people who choose to buy a house. However, after buying a home, many people find that their quality of life has been greatly affected. First of all, buying a home means taking on a high mortgage. Not only is the monthly repayment pressure huge, but it will also take up most of your financial income. Secondly, after buying a house, you need to face a lot of trivial problems. Such as the repair and maintenance of various facilities, which consumes your energy and time. Finally, if you need to move because of work or other reasons, you will find that selling your home can be a real headache.
After reading this**, maybe you will start to wonder if you really need to buy a house. After 30 years, the house is aging, and the problem of repairing is even more of a headache. When buying a house, the salesperson will tell you. Your house is 70 years of ownership, and the title deed is also written for 70 years.
Of course you think the same way, and that's a big mistake. Think about it, can you live for 70 years? A lot of people will say, I can live with my children. But have you ever thought about it, the current house is generally lived in for 2 to 30 years, and all kinds of problems will arise.
Aging of the house is an unavoidable problem over time. For people who own a property, they may face various restoration issues. Such as leaking water pipes, circuit failures, wall cracks, etc. These issues not only affect the appearance and functionality of the house, but can also lead to safety issues.
Of course, for some homeowners, they may choose ** property to avoid restoration issues. However, for those who choose to keep their property, they need to face these restoration issues and need to find a suitable solution.
While some small problems can be solved on your own, for some big problems, you may need to seek professional help to deal with them. Not only does this take a lot of time and money, but it can also put more stress and burden on you.
If your house also has an aging problem, it must be solved in time to avoid greater losses. In the end, the gains outweigh the losses!
Some time ago, a real estate salesman in Shanghai committed suicide by jumping off a building because he couldn't pay off his mortgage, and the news was shocking and sad.
It is understood that affected by the epidemic. The salesman was unable to repay the mortgage because he couldn't complete the sales task for a long time, and finally went to a dead end. The incident has raised concerns about the housing market and mortgage pressures.
As ordinary people, it is difficult for us to imagine what we can do in the face of such pressure and despair. But the mortgage problem is indeed a widespread social problem. Housing prices are so high that many young people have to take out loans to buy a house.
However, if revenue suffers or sales can't be completed, they can be under significant financial pressure. In addition, there are problems with some mortgage terms. For example, some usury, illegal operations, etc., these will bring more risks to people who take out loans to buy houses.
We should pay attention to the mortgage issue, especially for those young people who are considering buying a home, and be sure to be well prepared and risk evaluated. Let us call on relevant departments to strengthen the supervision and management of the housing loan market to ensure the property safety and life safety of the people.
In the past, many people tried their best to buy a house. That's because there is room for appreciation in this house, and you can make money by buying and selling it。What are you buying a house for? Be sure to think it through.
The birth rate of our country is getting smaller and smaller, and the number of elderly people is increasing. Are you still worried about buying a house at that time? Why don't you keep some money for it? The new year has begun, I hope you plan well and buy a house carefully!
So will you still buy a house in 2024? If you were to buy a house, would you buy a high-rise or a flat-floor? Will buying a house affect your life? Welcome to leave a message in the comment area, let's discuss together, follow me, and discuss with you every day about the issues that people care about.