How to check the insurance record when buying a second hand car?

Mondo Cars Updated on 2024-03-03

Now the general environment is sluggish, the development of various fields is sluggish, and the salaries of workers have also decreased a lot, so the people's desire to consume is not as good as before. Compared with new cars, second-hand cars are more favored by everyone and the market, but second-hand cars may have great problems, and there may have been safety accidents, so try to check the accident records of motor vehicles before purchasing second-hand vehicles. How to check the insurance record when buying a second-hand car? Here are a few practical ways to do it.

1) Query motor vehicle accident records with the help of third-party software. There are many third-party software that can provide vehicle history report query items, including accident records and maintenance records. You can use the specific software of your mobile phone, such as Alipay, to search for the squad leader, fill in the specific content of the motor vehicle, and you can query the accident records and maintenance records. These software cooperate with insurance companies or 4S stores to obtain motor vehicle accident records. This method is relatively quick and can save a lot of time.

2) Go to the 4S store to check the insurance record. Generally speaking, the accident record is accompanied by the car file, if the car owner usually maintains the car in the 4S shop, you can contact the 4S shop directly for inquiries. The staff of the 4S shop will inquire about the maintenance records and accident records of the vehicle, and issue a specific and accurate report on the history of the motor vehicle for you.

3) Rely on the insurance company to inquire about the motor vehicle accident record. The accident record of the motor vehicle comes from the insurance company, so the accident record of the motor vehicle can be obtained from the insurance company. You need to explain the specific content of the motor vehicle, such as the license plate number, the identity information of the owner, etc., and the insurance company will check the insurance record of the motor vehicle based on the information. It should be noted that the inquiry process of each insurance company may be different, and the detailed process needs to be confirmed with the insurance company.

Accident records are the main reference for grasping the history of motor vehicles. Several of the methods described above can query the motor vehicle accident record, and you can use the appropriate method to query according to your actual situation and needs. Motor vehicle accident records can help you identify the condition of your vehicle in more detail and help you make an informed decision when buying a used vehicle.

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