The whole people participated in the two sessions
At the National People's Congress, Zhou Yanfang, general manager of Pacific Medical and Health Management, put forward a proposal that attracted attention. She pointed out that according to the data of the "2024 Returning to the City Employment Survey Report", the average annual salary of the post-90s generation is mainly between 60,000 yuan and 100,000 yuan, and their idle funds are relatively limited. Taking saving 12,000 yuan a year as an example, in fact, it is difficult for many post-90s generations to reach the threshold of enjoying tax incentives, which makes the tax extension policy unattractive to them.
Deputy Zhou Yanfang's suggestion is to further increase the preferential tax incentive policy, especially to provide financial subsidies for the personal pension accounts of the post-90s young group with a deposit period of more than 15 years. This initiative will help motivate more young people to actively participate in the contribution of personal pensions and provide more support for their future pension security.
In addition, she also suggested that the upper limit of the annual contribution amount of personal pension should be increased to 20,000 yuan. This will increase the tax incentives under the EET model, increase the incentive effect of tax deferral, and further increase the attractiveness of middle- and high-income young people. Through this adjustment, more young people can have the ability and willingness to participate in the contribution of personal pensions, and provide more choices and guarantees for their long-term pension planning.
For the post-90s generation, they are facing tremendous pressure, including multiple burdens such as mortgages, parental support, and childcare. Therefore, by increasing tax incentives, they can better cope with these pressures and provide more security and support for their future. The proposal of this suggestion undoubtedly provides a new idea and direction for solving the current pension problem faced by young people.
Generally speaking, Deputy Zhou Yanfang's proposal is highly pertinent and operable. By increasing tax incentives and incentives, more young people can be helped to actively participate in the contribution of personal pensions and provide more support and security for their future pension security. At the same time, it also requires the joint efforts of all sectors of society to create a better employment and development environment for young people, so that they can better cope with various challenges and pressures in life.