Expert research points out that the post-90s generation may need to postpone retirement to the age of eighty or seventy! What do you think?
Reasons for postponing retirement.
Now, the problem of an ageing population is getting more and more serious. With the aging of China's population, China's pension insurance supply is facing increasing pressure. With the continuous increase of China's population, the proportion of China's elderly population is increasing, and the problem of aging in China is becoming increasingly prominent. While the average population is expected to increase, the proportion of 65-year-olds and 65-year-olds is also increasing year by year, which has brought unprecedented challenges to China's pension insurance system. At present, China's basic pension insurance system is based on the individual contributions of employees, with the decrease in the number of workers and the increase in the number of retirees, there is a huge gap in the supply of pension insurance, and even a collapse. Therefore, the deferred retirement system is a necessary option. Postponing retirement can increase the number of employees, reduce the number of employees, and alleviate the pressure of social pension. In addition, the postponement of retirement allows the elderly to make full use of their knowledge and knowledge to make a greater contribution to the country.
Introduction: Population ageing not only brings about the burden of social security, but also has a profound impact on social structure and family relationships. In the context of aging, pension problems, medical problems and service problems are also becoming increasingly prominent. Postponing retirement is not only related to the issue of personal pension, but also related to the sustainable development of China's economy. Therefore, the study of China's postponement of retirement system not only involves the rights and interests of individuals, but also has a bearing on the overall future of China.
1. The benefits of delaying retirement.
The advantage of the postponement of retirement system is that it can reduce the pressure on the supply of social pension insurance. By increasing the number of employees and reducing the number of employees, the balance between income and expenditure of social pension insurance is realized, so as to ensure the sustainable development of the pension insurance system. In addition, postponing retirement can also allow the elderly to make full use of their knowledge and talents in work and life, and cultivate more meaningful talents for the country. In addition, the postponement of retirement system is of great significance for alleviating China's talent shortage and maintaining China's economic stability and development.
2. Implement a delayed retirement system.
Step-by-step measures have been taken to ensure the smooth progress of the postponement of the retirement system. Rather than postponing retirement overnight, it is better to postpone it for a short period of time overnight until the set targets are met. At present, the statutory retirement age is 60 for men, 55 for women and 50 for women. According to the plan, the retirement age for both men and women will be postponed to 65 around 2055. Some scholars have pointed out that China's current "50" statutory retirement system is unscientific and should be appropriately relaxed to 60 years old, so that women's labor and intelligence can be brought into full play. Although there are some more negative views that our country is facing a serious problem of population aging, therefore, the retirement age of some younger generations will be postponed to the age of old. It has aroused heated discussions and reflections in society.
3. Infer the retirement age.
Since the deferred retirement plan is a two- to six-month plan, everyone can make a rational guess about the changes in their retirement policy. However, this is only a preliminary estimate, and the final retirement age is subject to realistic conditions and changes in relevant policies. Therefore, when individuals carry out their own retirement plans, they also need to consider comprehensively and flexibly make appropriate adjustments to their retirement plans to ensure their quality of life and proper arrangements.
It is hoped that by gaining a deeper understanding of the topic of delayed retirement, individuals can make more rational decisions in the future and plan their own lives. No matter how you adjust the retirement age, the most important thing is to plan well and respond positively to ensure happiness and health in old age. I wish all those who are about to retire to have a happy old age.