As a personal credit scoring system, Alipay's sesame score has become the focus of attention of many users. So, is sesame points useful, and what are the benefits of high scores? This article will analyze them one by one for you. Sesame Score is a personal credit scoring system based on Internet behavior launched by Ant Financial. It comprehensively evaluates an individual's credit status by analyzing a variety of factors such as the user's transaction data, behavioral preferences, and gives a score. This score ranges from 350 to 950 points, with higher scores indicating better personal credit.
But there are many netizens who said that it doesn't matter if it's closed, anyway, the amount given is not high, and now many people have used Jinbei on WeChat*** to replace Huabei to borrow, and the amount given is high and convenient. The role of sesame is mainly reflected in two aspects: first, to provide users with convenient financial services; The second is to endorse personal credit in the non-financial field. In the financial sector, users with high sesame points can enjoy more credit lending services, such as renting a car without a deposit, renting a house, and faster loan approval. In addition, some banks and financial institutions will also refer to Sesame Points when deciding whether to issue credit cards or provide other credit products.
In the non-financial sector, sesame also plays an important role. For example, in the sharing economy, users with high sesame points can enjoy a deposit-free service, which greatly facilitates the daily life of users. At the same time, some telecom operators will set the user's credit limit according to the sesame points, and even the visa application of some countries will refer to the applicant's sesame points. In addition to the above benefits, high sesame points can also help users have a better shopping experience. Some e-commerce platforms will provide high-quality services such as try-before buying, priority delivery, etc. for users with high sesame sub-points. These are all rewards for a user's good credit profile. Of course, sesame seeds are not a panacea. It is only an assessment of an individual's credit based on existing data models, and cannot be completely equated with an individual's credit status. Therefore, while enjoying the convenience brought by high sesame scores, users should also continue to maintain a good credit history and comply with laws and regulations, so as to gain trust and support in a wider range of fields.
As a new type of personal credit evaluation tool, Sesame Cent has played an increasingly important role in our lives. A high score can not only bring tangible benefits in the financial sector, but also bring more convenience to users in other aspects. Therefore, understanding and rationally using sesame points is of great significance to improve personal credit and enjoy more convenient life services. In this era of information, the importance of personal credit is self-evident. It is in this context that Sesame Cent came into being, which not only reflects a person's credit status, but also is a key to a convenient life. Therefore, we should pay attention to our sesame scores, improve our scores in a reasonable way, and enjoy the many conveniences that come with it.