What are the similarities and differences between individual social security and unit social security?
With the passage of time, the people have paid more and more attention to their rights, and the issue of social security has become a string in the hearts of every ordinary people. Social insurance, known as the "social stability agent" and "life protector", brings a strong sense of security to people's normal life in its unique form. However, in this social security journey that is related to everyone's vital interests, many people will encounter such a difficult question to answer: what are the differences and differences between "personal social security" and "enterprise social security"?
First of all, we need to understand that the basic purpose of enterprises and enterprises is the same, which is to make the insured person feel safe enough to deal with all kinds of dangers that may arise in life. However, there are certain differences between the two in terms of operation methods, payment standards and benefits.
First, in terms of the main body of payment, individual payment is the mainstay, while the social insurance of enterprises is mainly paid by units and individuals. The method of individual social insurance contributions is relatively flexible. However, the social security of enterprises is often closely related to the labor of workers and is withheld by the employer. Second, in terms of the payment base, there is also a difference between employee social insurance and employee social insurance. In general, the percentage of each person's personal social insurance contribution depends on the social security scheme they choose. The social insurance payment standard of enterprises is generally determined according to the average salary level of the enterprise and the relevant policy requirements. In addition, the enterprise social security system can also provide employees with more additional benefits, such as company pension insurance.
Third, in terms of welfare, there is also a difference between enterprise social security and enterprise social security. Individuals who participate in individual social security generally enjoy only the most basic social security such as old-age pension and medical care. However, the social security that employees who participate in the social security of the unit can enjoy is relatively perfect, mainly work-related injury insurance, unemployment insurance, etc. In addition, employees who participate in enterprise social insurance can also enjoy supplementary benefits such as housing subsidies and holiday condolences. In short, although the social insurance of enterprises and the social insurance of enterprises are both basic social security systems, there are differences between the two in terms of operating methods, payment standards and benefits. Therefore, when participating in social insurance, it is necessary to make corresponding decisions based on one's own specific situation, so as to protect one's own interests to the greatest extent.