Fosun Prudential Xinghai Winner Tiger Roar Edition is quite famous in the annuity insurance market, and the discussion is hot.
This product not only has the function of pension security, but also provides high flexibility in the use of funds.
So is it worth insuring? What are the aspects to pay attention to?
Next, let's take a closer look at this product!
Fosun Prudential Xinghai Winner Tiger Roar Edition Basic Information.
Fosun Prudential Xinghai Winner Tiger Roar Edition Precautions.
Daddy's summary. OneFosun PrudentialStar Sea Winner Tiger Roar EditionBasic information
Xinghai Winner Tiger Roar Edition is an old-age insurance insurance launched by Fosun Prudential.
Its main feature is that it takes into account the flexibility of pension and the use of funds.
Consumers can choose a 10-year or 20-year guaranteed payment plan according to their needs, and they can also enjoy a high cash value for a period of time after receiving it.
For example, in the above insurance plan, the premium of 1 million can be exchanged for a fixed income of about 90,000 yuan per year from the age of 55, and there is a cash value of hundreds of thousands or even millions for a period of time after receiving it.
This product can not only provide for the elderly, but also meet the diversified needs of consumers in the use of funds.
The basic information of its products is as follows:
It can be seen that in addition to the basic old-age security function, Xinghai Winner Tiger Roar Edition also provides a wealth of policy rights, such as insurance reduction, policy loans, second policyholders, docking pension communities, linked universal accounts, etc.
These rights and interests enable consumers to flexibly adjust their insurance strategies according to their actual situation while enjoying old-age security, so as to maximize the use of funds.
1.Insurance reduction: The policyholder can apply for insurance reduction within the validity period of the contract, that is, reduce the insurance amount and receive part of the cash value of the policy, such as reducing the insurance policy when you are sick and taking money to pay for medical expenses, such as reducing the insurance for children to start a business and taking money to them as start-up capital;
2.Policy loans: With policy loans, policyholders are able to obtain financial support in case of emergency without having to terminate the contract early;
3.Secondary policyholder: In the case of the appointment of a secondary policyholder, if the primary policyholder unfortunately passes away, the secondary policyholder can continue to bear contractual obligations to ensure the continuity of insurance protection;
4.Docking with retirement communities: Fosun Prudential Xinghai Winner Tiger Roar Edition also provides docking services with retirement communities. Consumers can live in a pension community and enjoy high-quality pension services if they meet certain conditions;
5.Linked universal account: The universal account has relatively high returns and strong flexibility, which can meet the short-term and long-term capital needs of consumers.
2. Precautions for Fosun Prudential Xinghai Winner Tiger Roar Edition
Although Fosun Prudential Xinghai Winner Tiger Roar Edition has many advantages, consumers still need to pay attention to the following points before applying for insurance:
1.Understand the product details: Before applying for insurance, consumers should fully understand the key information such as the coverage of the product, the insurance period, and the premium payment method to ensure that they have a comprehensive understanding of the product;
2.Assess their own needs: Consumers should evaluate their own insurance needs before applying for insurance, including pension needs, capital use needs, etc., and it is recommended that they can find a daddy to calculate the actual income of the product before applying for insurance;
3.Compare different products: There are many similar insurance products on the market, and consumers should make informed decisions about the level of protection of different products,** and other factors before taking out insurance.
IIIDaddy's summary.
Overall, Fosun Prudential Xinghai Winner Tiger Roar Edition is worth considering.
Its policy benefits are very rich and practical to meet our diverse needs.
When choosing insurance, it is important to be cautious and do a good job of sufficient investigation and comparison to ensure that you can receive timely assistance when facing risks.