The Ming Dynasty playwright Ye Xianzu wrote a sentence in the book: "I tell you the truth, saying that you want to return is also a pretext." ”
If you find an excuse, you can do something with swagger, and the people around you know it, but they won't embarrass him. Such a favor is incredible.
Reality tells you that when people interact with each other, many times, they will "hinder face". People who can grasp this characteristic to deal with human feelings are masters of social interaction.
You may be averse to borrowing money. It is even more hateful if you meet someone who borrows money and does not pay it back.
How to politely refuse to borrow money? You can't just open your mouth, you have to use "excuses" skillfully to leave a little affection for the other party.
"Take the initiative to complain about income", so that the other party is embarrassed to speak.
If you're a low-income person, you're less likely to be borrowed.
Once, my classmate was in ** and borrowed money from me.
I said, "To tell you the truth, our unit has cut salaries for three months in a row. There has been no bonus for half a year. Life still has to go on, and I'm trying to figure out a way.
Soon, the classmate put down the ** and expressed understanding.
Even if you used to be a high-income group, but now your income is lower. This is an excuse not to borrow money. If your income is not enough to support your family, even if you have savings at home, you can't borrow it, but you can keep your family if you survive the current few years.
"Borrow money from the other party" reflects the helplessness of life.
I can understand and know your difficulties when you borrow money from me, but I am also really looking for someone to borrow money, and I am worried about the problem of housing loans. The direction of the words turns, and you also become a person who wants to borrow money.
When the other party knows that you are going to borrow money, not only will they not be angry, but they will feel "sympathy".
You can even complain with him about how difficult it is to borrow money and how thin and cold people are. It's easy to resonate with the look and look in the look you encounter when you borrow money. Invisibly, you refuse the request to borrow money.
You can also leave a way for yourself, indicating that the other party has become rich, and don't forget to help yourself. Just like the ancients said: "Gou is rich and noble, don't forget each other." "After all, we still have to deal with each other in the future, and we can't break off diplomatic relations at every turn.
"Indicates that the money lent out has not been recovered", implying the embarrassment of borrowing money.
Everyone joins several circles, and circles and circles don't necessarily intersect.
Your relatives and friends only know you on one side, and they won't know you comprehensively. So, when you refuse to lend money, you can say something like "I've lent money to someone, it's been a few years, and I haven't recouped it."
You do have a deposit, but you've lent it out. You're bothered about getting your money back. is to imply to the other party, don't say borrowing money, you have already suffered from it.
In this way, for some people who are not very good character, they are the most powerful. The other party will follow the topic and reflect on himself, why did he run into walls everywhere, did he ever do the stupid thing of borrowing money and not paying it back? When you figure it out, you will begin to blame yourself and understand the consequences of "rejection".
"The money does not belong to oneself", and the housekeeper of the family has someone else.
We often hear such a sentence: "Hey, I have no money for smoking, and I am pinched to death by my wife." ”
A big man, let alone who he lends money to, can't even smoke and drink by himself. If you meet him, you will immediately underestimate him. It is this kind of psychology that allows him to avoid all the borrowing routines of relatives and friends.
It is a blessing for a man to have a very tough wife at home, who is helping to sing "black face".
Similarly, when a wife encounters someone who borrows money, she can make her husband a "black face". Or let someone else in the family take on that role.
Outsiders see that your family is very happy, but the management model of the family is not very clear. Outsiders are familiar with you, not necessarily your lover. Therefore, if you don't care about the money, the other party can't talk about borrowing money further.
"Talk about the dilemma of your own investment", saying that you can't help.
If you are a big boss, you are often regarded as a "person to rely on" by relatives and friends. Whoever has difficulties will be the first to think of you.
The big boss doesn't lend money to others, which is obviously a petty approach. If you say very savagely, "I won't lend you money if I have money", it is estimated that you will lose the relationship between relatives and friends.
The best thing to do is to talk about your investment dilemma. I have tens of millions of family fortunes, but I have invested in a project of 20 million, and I am worried when I think about it, and the pressure behind it is not something that ordinary people can bear.
A person is in a difficult situation, and he really wants to meet a kind person to pull him. Such appeals, which often pop up, are a symptom of "making a fortune in silence".
"Divert the topic" and let the borrower be properly cold.
For a while, the eldest uncle's daughter had to borrow money to build a house.
As a relative, she should have borrowed money, but she has two houses in the city, and she has to go back to the countryside to build a house, which is obviously irrational, and her living standard has surpassed a large number of relatives.
Think about it, if you can't afford to buy a house, but you have to lend money to someone who can buy two houses, is it unwilling?
My cousin came to my house for dinner with a gift and explained the reason for borrowing money. No one directly replied, whether to borrow money or not to borrow money.
When it was time to eat, my mother said, "Don't talk about it, let's eat." ”
This matter is over.
If you don't reply, it's the best reply.
Don't let people sit on the cold bench, but don't respond enthusiastically to each other's demands. The things that are appealed to are gone.
Borrowing money is about trust; Paying back the money is the character.
It is not easy to trust a person, and it is not easy to meet someone with excellent character. People, in the final analysis, rely on themselves.
Everyone is a laborer, and the money is earned by a penny, and they are saved. To easily give money to others is to treat yourself inappropriately.
If you want to borrow money, you have to build a good character and build a sense of trust.
If you refuse to borrow money, you have to find an excuse to give both parties a way out.
Don't talk to everyone about money, it should be different from person to person.