In a lending transaction, signing an IOU is a crucial procedure that clarifies the rights and responsibilities of both parties and ensures the legitimacy and security of the transaction. However, recently, the LendingPal platform has found that some users have altered when signing IOUs, so LendingPal reminds users not to show traces of alteration when signing IOUs to ensure the validity and reliability of IOUs.
What are the risks associated with altering an IOU?
Alteration poses a series of risks to the IOU. On the one hand, alteration can lead to unclear content of the IOU, affecting the readability and transparency of the transactionOn the other hand, alteration may be regarded as a false record, leading to the legality of the IOU being questioned, thereby increasing the probability of transaction disputes.
In this regard, LoanPal reminds users that they should keep the IOU clear and complete when signing the IOU, and do not show traces of alteration. If there are errors or omissions found when filling in the IOU, it should be corrected in time by crossing out or filling in again to ensure the accuracy and reliability of the IOU.
If you want to avoid such problems, in addition to filling in carefully during the signing of the IOU, you can also avoid such problems by signing the electronic IOU. At the same time, people can also choose an electronic IOU signing platform such as Lendingbao, which can not only avoid the cumbersome process and storage problems of paper IOU signing, but also ensure the formal and legal effect of the IOU itself.
At present, LoanBao has been in continuous operation for 9 years, and individual users are 1400 million, 4 enterprise users30 thousand. Platform registration IOU 1100 million transactions, helping 10 million borrowers to borrow successfully. If you also have the need to play IOUs, then you might as well try the loan treasure, save trouble and worry!