The article describes the changes in deposit methods and the characteristics and differences between passbooks and bank cards. Passbooks, as the oldest storage method, are gradually replaced by modern bank cards by printing and recording deposit and withdrawal information. The advantage of the passbook is that it is safe and reliable, and it requires the person to hold the ID card to withdraw the money, which avoids the dilemma of the money being controlled by others, but also because it needs to be present to withdraw the money, which limits the convenience of the sick elderly. Bank cards, on the other hand, are more portable and flexible, but they also face risks such as information being copied.
1.On social media**, some young people said that they have completely eliminated the use of passbooks, preferring convenient and fast bank cards and mobile phone payments. Passbooks are considered to be outdated storage methods that are not sufficient to meet the needs of modern people.
2.Some older people are supportive of the passbook. They believe that the passbook is more secure and reliable, can prevent money from being taken away by family members without permission, and is more in line with their need to control their assets.
1.A similar event is the competition between paper books and e-books. With the popularity of e-books, the storage and reading methods of paper books are gradually replaced by e-books. The advantages of e-books are that they are easy to carry, save space, and can adjust the font size, while paper books have the advantages of good hand feel and can be stored for a long time.
2.Another similar event is the competition of cash payments with mobile phone payments. With the rise of mobile payment, more and more people choose to use mobile phones for consumption, which has replaced the traditional cash payment method to a certain extent. The convenience and security of mobile payments have become important factors to attract consumers.
1.Passbooks were phased out, providing an opportunity for the spread of bank cards. The convenience and multiple functions of bank cards meet the needs of modern people and promote the digital development of financial services.
2.The existence of passbooks still meets the needs of some elderly people, and it is a safe and reliable way for them to save. At the same time, the elimination of passbooks has also forced the elderly to adapt to digital savings, which has had a certain impact on their lifestyles.
At present, banks have abolished the requirement that the passbook be withdrawn in person, and children or grandchildren can handle it on their behalf. As a result, some elderly people have gradually accepted the use of bank cards, but the number of passbook users is still decreasing.
This event exemplifies the transition from traditional savings to modern digital savings. With the development of technology and social changes, people's requirements for payment and saving methods are also changing. While passbooks and bank cards have their own advantages and disadvantages, the convenience and flexibility of bank cards make them more popular in the market. For the elderly, the choice of passbook and bank card needs to be decided on an individual basis, taking into account the physical condition and familiarity with electronic devices.