The improvement of data quality boosts the precise assistance of individual industrial and commercia

Mondo Social Updated on 2024-03-06

Original title: Data quality improvement boosts the precise assistance of individual industrial and commercial households.

In order to consolidate the data foundation for the precise assistance and cultivation of individual industrial and commercial households, empower the development of the industry with credit, and promote the development and growth of the private economy, in September last year, the State Administration for Market Regulation deployed six places including Jiangxi Province and Changshu City, Jiangsu Province to carry out pilot projects to improve the quality of credit supervision data of individual industrial and commercial households, and achieved initial results in improving the data management system of individual industrial and commercial households, strengthening technical support capacity building, and promoting industrial development with data governance.

First, the management system is more perfect. The State Administration for Market Regulation has promoted the establishment of six national standards, including the "Credit Evaluation Indicators for Individual Industrial and Commercial Households", to lead the improvement of the quantity and quality of individual industrial and commercial households with standards. Zhongshan City, Guangdong Province, took the lead in applying for the local standard of "Data Quality Specifications for Credit Supervision of Individual Industrial and Commercial Households", providing technical specifications for improving the data quality of individual industrial and commercial households. Tiexi District, Shenyang City, Liaoning Province, continued to promote the formulation of quality inspection rules for 17 data tables such as basic information and annual report information of individual industrial and commercial households. Hanzhong City, Shaanxi Province, carried out two rounds of double random spot checks on the registration items and public information of individual industrial and commercial households, sorted out 43 data catalogs, and rectified the problem data in conjunction with the Administrative Examination and Approval Bureau.

Second, regulatory services are more intelligent. Pilot units have upgraded and renovated existing information systems, continuously improving the convenience of individual industrial and commercial households' annual reports, credit restoration, and data collection. Jiangxi Province has launched a WeChat mini-program for the annual report of individual industrial and commercial households, adding the function of association and bringing out, and individual industrial and commercial households can fill in the annual report anytime, anywhere, without leaving home, conveniently and quickly through WeChat on their mobile phones. Zhongshan City, Guangdong Province, has developed a data monitoring system for individual industrial and commercial households, providing comprehensive data management and services such as data collection, data governance, and data application. Ganzhou City, Jiangxi Province, expanded the data analysis and application of individual industrial and commercial households, strengthened policy interpretation and publicity and guidance for individual industrial and commercial households with a certain scale, large development space, transformation and upgrading needs, and financial data standards, and guided 689 individual industrial and commercial households to successfully transform and upgrade.

The third is to help the development of the industry more effectively. Pilot units are to integrate actions to improve the data quality of individual industrial and commercial households into the construction of the credit system of local business entities, and promote the high-quality development of the local economy. Changshu City, Jiangsu Province, explored the use of credit compliance construction to guide the healthy development of individual industrial and commercial households, issued the "Measures for the Credit Management and Application of Individual Industrial and Commercial Households" and "Compliance Guidelines for Online Live Broadcast Marketing Activities" to guide the standardized development of the live broadcast e-commerce industry, and the compliance level of individual industrial and commercial households has been significantly improved, with the number of business registrations remaining at an average of about 2,700 per month, a year-on-year increase of 12%, and the live broadcast turnover on the city's Douyin platform exceeding 53 billion yuan, becoming a new bright spot in the development of the garment industry. The Guangxi Zhuang Autonomous Region has implemented the credit risk classification management of individual industrial and commercial households throughout the region, pushed the credit risk classification results to financial units to promote government-bank cooperation, and facilitated Guangxi Rural Credit Cooperatives and Bank of Guilin to take the lead in setting up 17 service points of "theme banks for individual industrial and commercial households and private enterprises" in the country, and issued loans of nearly 300 billion yuan through the optimization of "theme bank" services, benefiting individual industrial and commercial households, small and micro enterprises3230,000 households.

*: State Administration for Market Regulation**.

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