Recently, Alipay announced that the sesame sub-system ushered in a new round of updates, and at the same time, the quota of two financial services, borrowing and Huabei, has also been increased. However, the news was a mixed blessing for some users. A considerable number of users reported that although their sesame score reached 630 points, they still could not enjoy the borrowing and Huabei services.
1. Sesame points are updated.
But there are many netizens who said that it doesn't matter if it's closed, anyway, the amount given is not high, and now many people have used the quick use of Beibei on WeChat *** to replace Huabei to borrow, and the amount given is high and convenient, if there are friends who know or have opened it, leave it for comments, let everyone open it.
As an important credit evaluation tool for Alipay, the update of Sesame Points is of great significance to users. It is reported that the algorithm of Sesame Cent has been optimized to more accurately reflect the credit status of users. At the same time, the updated Sesame Points will take into account the user's credit behavior and performance ability more comprehensively.
Second, the amount of borrowing Huabei will be increased.
For eligible users, the increase in the quota of borrowing and Huabei is undoubtedly good news. This means that they can enjoy more credit resources and better meet their consumption needs. However, some users said they weren't notified of the increase.
3. Netizens' reactions.
A netizen said on social **: "My sesame score has reached 630 points, but I still haven't borrowed and Huabei services." This situation has aroused the attention and resonance of many users. Many people have said that they have encountered similar problems and have doubts about Alipay's service.
Fourth, the reasons behind it.
After digging deeper, we found that there may be multiple factors behind this phenomenon. First of all, although sesame points are an important indicator of user creditworthiness, they are not the only indicator. When evaluating whether users meet the conditions for borrowing and Huabei, Alipay will also comprehensively consider other factors, such as users' consumption behaviors and repayment records. Secondly, the specific situation of each user is different, and even if the sesame score is the same, it may be due to other factors that may lead to differences in services.
V. Conclusion. Although some users have doubts about Alipay's services, we cannot deny Alipay's contribution in the field of digital finance. The update of Sesame Points and the increase in the amount of borrowing Huabei have undoubtedly brought convenience to many users. At the same time, we should also recognize that no service can be perfect. For users who do not meet the service conditions, we should maintain understanding and actively improve our credit status, and strive to enjoy better services as soon as possible.