In a person's life, the need for a house seems to point to two destinations from a certain point of view. One is for the warm life of himself and his family, and the other is for the future growth and dreams of children. However, the cruelty of reality lies in the fact that the skyrocketing housing prices have left many people with only one nest of their own in the struggle of their lives. For their children's future, they may only be able to provide moral support and encouragement, so that children can go on their own and fight for their own sky.
When an individual or family owns more than two properties, and some of the houses are not for real residential needs, such owners are called "hoarders". In the former property market ** period, hoarders seemed to be sitting on the train of wealth and easily accumulated a lot of wealth. But now, with the changing situation in the property market, that time of lying down and making money is gone.
In the past few years, housing prices have turned to a general decline**, and from 2023 to 2024, various localities have stepped up rescue efforts. However, some experts said that if China's real estate cannot be saved in the past two years, then the property market will face three fundamental changes.
1. The real estate in many cities is expected to maintain the trend, and the real estate in hand may continue to depreciate.
Since 2016, China has clearly put forward the real estate policy guidance of "housing for living, not speculation", and many cities have responded by implementing strict real estate purchase restrictions, making it more and more difficult to hoard real estate. In the context of this policy, the trend of housing prices has been generally stable in recent years, and there has been no significant trend. Even in first-tier cities such as Beijing and Shanghai, housing prices have remained basically stable.
However, the fact that house prices in large cities are stable does not mean that they are the same in all cities. In small cities with a persistent recession, house prices have begun to decline. Taking Hegang as an example, its housing price has reached tens of thousands of yuan. For investors who were once keen to hoard property, the market is no longer the lucrative place it once was. Housing prices in big cities are stable, and housing prices in small cities are the best of the day, indicating that real estate investment is no longer a sure-fire deal.
2. There will be fewer and fewer people willing to buy a house
Under the current downturn in the property market, not only is the enthusiasm for investing in housing gradually fading, but even the original solid group of buyers who just need to buy houses is gradually shrinking. According to authoritative data, the home ownership rate of urban residents has reached 96%, which indicates that the demand for housing in the future will be greatly reduced. What's more remarkable is that according to the latest demographic statistics, the total number of post-00s and post-10s has decreased by more than 100 million compared with the post-80s and post-90s, which undoubtedly exacerbates the decline in the number of buyers who just need to buy a home.
In today's family structure, a common pattern is "421", where a couple and both parents raise a child together. Such a structure makes it likely that future children do not need to worry about housing. They may inherit property from their grandparents, grandparents, or even their parents, and may even have a partner who owns the property. Therefore, from this perspective, the number of buyers who just need to buy a home in the future may drop sharply.
However, as economist Ren Zeping points out, the trend of the real estate market is influenced by a variety of factors. In the long run, demographic change is key; In the medium term, it depends on the ** of the land; In the short term, it will be affected by policy regulation. Against the backdrop of a dwindling number of buyers who just need a home, those investors who are hoarding properties will face significant pressure to sell. They have to face the reality that in the real estate market of the future, it may become increasingly difficult to get a property in their hands smoothly.
3. It is difficult to realize the house, and the liquidity is gradually weakening
In recent years, the real estate market has been turbulent, especially in the second-hand housing market. In large cities such as Tianjin, Chengdu and Chongqing, the number of second-hand housing listings has exceeded the 100,000 mark, and it is still on the rise. For most first-time home buyers, they tend to prefer a new home. However, with the vigorous development of the new housing market, data from the National Bureau of Statistics shows that the area of new residential construction is as high as 117193 square meters, the area under construction is 607031 square meters, and the area of commercial housing for sale is also 224.16 million square meters. This means that there will continue to be an increase in new homes** in the future.
For most people who just need to buy a home, they often don't think about buying a second home after buying it. After all, they need to be budget-conscious about their living expenses in addition to buying a home, and the stress of buying a second home can be overwhelming.
Unlike ordinary commodities, a house is not a consumable item, but a long-term asset with a 70-year property right. Many families, after buying a home, often don't consider buying a home again. And, even if the title expires, the title to the house can still be renewed. This makes the house a special commodity, although it is expensive, but extremely durable.
However, because of the high cost of housing, many home buyers are under so much pressure that they often stop thinking about buying a second or more homes after buying one home. This also leads to the relatively poor liquidity of housing as a commodity, unlike highly liquid assets such as money. For those who hold multiple properties, it may be more difficult to monetize funds in the future.
It can be observed that with the evolution of the real estate industry, the trend of the real estate market is also constantly adjusting, which is undoubtedly a good signal for groups with rigid housing needs. Under the guidance of the policy of "housing for living, not speculation", it is difficult for property speculators to get involved in the real estate market for speculation, so that housing prices maintain a stable development trend. In addition, various bailout policies in recent years have given buyers who just need to buy a home enough room to consider, and they can have more time to choose their favorite apartment type, ideal location and other housing elements. Therefore, for those who have just needed to buy a house, now is undoubtedly a time to buy a house.
**10,000 Fans Incentive Plan