With the improvement of personal economic level, car buying has become a norm. The problems that come with it are becoming more diverse. Well, when yoursIf the car loan is finally paid off and you want to get back the green book of the car, you may encounter some difficulties, how to deal with these difficulties? This article will answer your questions from the following three perspectives.
Motor vehicle registration certificate
What is a vehicle owner's ID card (green book)?
The green book is the "Motor Vehicle Registration Certificate", which is equivalent to the household registration book of the vehicle, because its cover is green, so it is commonly known as the "green book". The green book of the motor vehicle records the details of the motor vehicle, which is kept by the owner of the vehicle and is not carried with the vehicle. It is required to be issued when handling motor vehicle insurance business, motor vehicle ownership transfer procedures, and vehicle information registration, and the vehicle changes must be recorded on it.
How to get back the green book after the car loan is repaid?
After the car loan is repaid, if you want to get back the vehicle registration certificate (commonly known as the "green book"), you can do the following:
Take the initiative to pick it up at the outlet
Customers onlyBring your personal ID card, repayment bank card and other relevant materialsGo to the car loan handling bank Auto Consumer Finance CompanyOffline business outlets handle loan settlement procedures, apply for issuanceProof of loan settlementand then you can get it backBet on the bank Auto Consumer Finance Companyof the vehicle registration certificate.
Wait for the automatic mailing
There are some banks and auto consumer finance companiesNo, you don'tAfter the customer pays off the loanTake the initiative to go to the branch to collect the vehicle registration certificateThe vehicle registration certificate will be mailed to the customer automaticallyTherefore, customers only need to wait patiently, and they can generally receive it within one to two weeks (if they have not received the vehicle registration certificate for a long time, they can take the initiative to call the service *** to contact the customer service staff of the bank Auto Consumer Finance Company to inquire about the specific progress).
Wait for the 4S store to return
If the customer has applied for the release of the mortgage service when buying a car in a 4S store, the car loan handling bank Auto Consumer Finance Company will pay off the loan after the customer has paid off the loanThe vehicle registration certificate will be sent to the 4S shop first, arranged by the 4S store staff to go to the local vehicle management office to cancel the vehicle registration certificate, and thenThe vehicle registration certificate will then be returned to the customer(Customers may need to pay a certain fee to get it, usually about a few hundred yuan).
Image source network).What should I pay attention to after the car loan is repaid?
After receiving the vehicle registration certificate, the customer needs to bring it againPersonal ID card, loan settlement certificate, vehicle registration certificate, car driving license and other materialsGo to the local vehicle management office to go through the procedures for release from custody (except for those who are released from custody in 4S).
The car loan release procedure is combinedThere is no time limit, so if you are not available for the time being,It can be postponed for a while。In addition to this, customers are also allowedEntrust a friend or family member to do it on your behalf, goA power of attorney issued by a notary public is sufficient
The customer is in person orEntrusting relatives and friends to release the charge on their behalf does not need to pay moneyThe DMV itself does not charge for the business of releasing cars.
The first beneficiary of the insurance of the loan car is generally the car loan handling bank Auto Consumer Finance Company, so the customer will also need it after paying off the loan and releasing the vehicle mortgageGo to the insurance company and change the first beneficiary of the car insurance to yourself.
Finally, there is a very important point, be sure to go to the 4S store and put itThe GPS positioning when buying a car was removed for itso as not to expose your driving privacy.