What is the pension of an ordinary enterprise employee with 15 years of service after retirement?

Mondo Social Updated on 2024-03-07

What is the lowest pension you've ever seen? Maybe this time 13k is the lowest pension you've ever seen.

If the monthly living expenses of college students are just 1200, does it mean that the pension of more than 1200 is enough for us to spend a month?

To be honest, let me come I definitely can't live a normal life, just eating is not enough, if you have to have meat for three meals a day, one meal will be at least 20, sixty-one days, 1800 a month. In other words, you can live on 1200 without eating meat for at least ten days in a month, but this is ideal.

If the monthly pension is really only a thousand dollars, and without the help of children, then it still requires some strategy and planning to maintain life

1.Open source and reduce expenditure: reduce the consumption of takeaway in restaurants and cook more home-cooked food; Reduce non-essential purchases such as shopping, entertainment and travel.

2.Housing issues: If you have your own home, you can significantly reduce the cost of living. If not, consider sharing living space with friends or relatives, or renting affordable housing.

3.Part-time work: If your physical condition allows, you can try to find some easy part-time jobs, such as tutors, community attendants, etc., to supplement your extra income.

4.Living frugally: Save public resources such as water and electricity as much as possible, plan your daily life reasonably, for example, plan your shopping list in advance to avoid impulsive spending, and learn to repair daily necessities to save money.

Of course, this is all planning that needs to be done without the help of children, and most people's children will bear some of it for the family.

It may be rare to live on your own in old age, but there are many examples of pensions of only 1,000 yuan, and in Jiangsu Province, an ordinary enterprise employee with 15 years of service shared his pension.

Key information: Born in December 1962, retired in December 2022, started working in December 2003, accumulated contribution time of 15 years, average contribution wage index of 04723. The amount of personal pension insurance account deposits is 4906116. The place of retirement is in Jiangsu, the pension base is 8309 at the time of retirement, and the number of months at the time of retirement is 139.

1.Basic Pension:

2.Personal Account Pension:

3.Transitional pension: 0

New measures for social security calculation in 2024: 8613 04723 0 years 12%=0

40%:0 in the first year

Total basic pension: 86815+352.96+0≈1307.$5.

Based on the above calculations, the final monthly basic pension is about 1,307$5.

As a major economic province on the eastern coast of China, Jiangsu Province has an average annual salary of 121,724 yuan for employees in urban non-private units in 2022, while the average annual salary for employees in urban private units is 71,835 yuan.

In such an economic environment, an ordinary employee who has contributed to society for a long time only receives about 1,307 per month after retirementA pension of 5 yuan, this amount is less than 1A pension of 5k does not seem to be enough to meet the basic living needs of an ordinary retiree, especially when considering the cost of living such as medical care, housing, and leisure.

However, everything has a cause to have an effect, and when the payment period and various data are not ideal, the monthly pension is naturally lower, and the cost of living and other issues, I think his children may share most of it for him.

Everyone also knows that the pension is the base of your pension insurance, and you pay more and get more, so don't complain because you have less, this is because the number of years you pay for pension insurance and how much you pay for pension insurance is decided! **10,000 Fans Incentive Plan

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