In March, the social security sector ushered in three important news, involving the interests of in-service and retirees
The smell of the New Year has faded, the lanterns have been extinguished, and people's lives have returned to tranquility. In this city, everyone is busy with their own business. Some elderly people who have long retired and are ready to enjoy their old age are waiting for good news about their pensions.
Time flies, and March is a season of anticipation and anticipation. There are three major events to tell us about the upcoming two sessions this month, which are related to our lives and are also what we have been looking forward to for a long time. Let us learn with great curiosity and expectation about these three gospels and how they affect our lives.
For flexible workers in Shanghai, the good news of social security payments has arrived. It is understood that on February 26 this year, the Shanghai Municipal Personnel and Social Security Department and the Taxation Department jointly issued the "Supplementary Notice on Issues Concerning the Participation of Flexibly Employed Personnel in the Basic Pension Insurance for Employees in the City." The document clearly pointed out that the proportion of enterprise annuity payment in Shanghai has been reduced from 24% to 20% since March 1, a decrease of up to 4 percentage points. In other words, in Shanghai, the wage standard for flexible workers will be the same as in other countries.
This change is indeed of substantial benefit to Shanghai's flexible workers. This is definitely good news for flexible workers who don't have a fixed wage. From March this year, the proportion of basic pension insurance contributions for employees will be reduced by 4%, which is undoubtedly a huge good news for enterprises. This shift has not only given them a lot of financial relief, but also made them have more expectations for the future.
Although Shanghai has adjusted the proportion of social insurance contributions for enterprise employees, this does not mean that the level of social security for employees will decline. The 4% reduction is only for unified accounts, but the proportion of individual accounts is still 8%. That is, there is no change in the balance of the pension in the personal account. Therefore, although the contribution ratio has been reduced, the social welfare of employees of enterprises in Shanghai has not changed, and the interests of employees have not been affected.
However, it should be noted that since March this year, Shanghai has taken the lead in taking measures to reduce the pension of employees. This move undoubtedly provides a model for the rest of the country, so it cannot be completely avoided that Shanghai will take similar measures to reduce corporate social security expenditures and reduce the contribution rate of enterprise annuities. There is no doubt that this prospect is promising, which means that more flexible workers will benefit from easier economic conditions.
Let's wait and see if this reform can reach every corner like spring and benefit the people.
The promotion of social security cards can be said to have attracted worldwide attention, and now the country has a population of nearly 1.3 billion, basically forming a trend of "everyone has it". The financial security contained in this card is very strong and has become an essential part of our lives.
However, despite its strong capabilities, there have always been some limitations in its field of application. At present, although the application of social insurance cards in the province has basically reached the unity of the whole province, the "one **" has not really covered the whole country. This means that the use of the social security card is still limited to the geographical scope and is limited to the local area.
However, driven by technological developments and policies, this will soon change. The role of the social security card is gradually being realized, which will greatly expand the use of the social security card and provide a more convenient way of life for the majority of employees and workers.
The good news I was looking forward to is finally here. On February 19 this year, the Ministry of Human Resources and Social Security issued the "Notice on Accelerating the Construction of Social Security Card Resident Services" and issued a document of great significance. This opinion not only provides a specific time and path for China's "one first" construction, but also provides new ideas for future work.
The document pointed out that by 2025, the province will basically realize the province's networking, and by 2027, the country's "one **" will be fully popularized and popularized in all aspects of social life. Future business development will focus on the use of "one **". First of all, it should be extended to all service links of the human resources and social security department; secondly, expand the scope of services for the people's lives; Fourth, carry out "one **" business for special groups.
The role of the social security card has finally been realized, and it has many obvious advantages.
First of all, there will be no geographical restrictions on the access to pensions, which will bring great convenience to retirees.
Second, the convenience of social security will be greatly enhanced.
Finally, the use of "one **" will be realized, so that more people can benefit, especially for some people in difficulty.
The annual pension adjustment is a very important event for most retirees. Pension is the only fixed economy for the elderly, and the amount of pension has an important impact on the quality of life of the elderly. Based on the experience of previous years, in March this year, there will be an adjustment for retirees.
And in this much-anticipated time, March 2024. Sometime this month, an update announcement on pensions is expected.
Although the Ministry of Labor and Social Security has not officially announced the retirement age of retirees, it is not without reason that we have adjusted the pension.
In fact, the ** work report in some regions also has the meaning of raising pensions. For example, Henan and Shanghai have written this indicator in the "** Work Report", and Sichuan has also taken the increase in pensions as an important livelihood project. As for the rearrangement of pensions, the above news is certainly positive.
It should be clear that the adjustment of pensions is not a separate initiative of one region, it is a whole country. In other words, it is very likely that the statements issued by local officials have been coordinated and decided at the national level before they are released. Therefore, although it has not yet been officially announced, the relevant policies in various places have brought us some reference and expectations.
In addition, in the long run, we will see economic growth, higher wages per capita, higher prices**, pensions and an increase in the basis of social insurance payments. In the social security legislation, the increase in the above indicators indicates that there will be a corresponding pension adjustment. In fact, for 19 years, pensions have been constantly being revised, which gives a good start to the next reforms.
Therefore, judging from the above judgment and analysis, we have every reason to believe that by 2024, China's pension level will continue to rise. Retirees can wait quietly and wait for good news to come.
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