After two years, I saw that the suite was still on sale, and I was shocked into a cold sweat
Do you remember the house you saw on the Internet two years ago?It was a small house located near the West Fourth Ring Road in Zhengzhou, and the price at that time was 13,000 yuan per square meter.
But you didn't expect that two years later, when you opened the webpage again, you found that the house was still on sale, and it had dropped to 12,000 yuan per square meter, which made you feel a cold sweat. What the hell is going on?Why is the price of this house going down so much?Is there something greasy?
Behind the housing price ** is the cold winter of the property market.
In fact, the price reduction of this house is not an exception, but a microcosm of the entire Zhengzhou property market. Since March this year, the Zhengzhou property market has entered a state of downturn, with housing prices continuing to increase and transaction volume decreasing significantly. According to statistics, in the first half of this year, the transaction volume of new homes in Zhengzhou fell by 25% year-on-year8%, and the transaction volume of second-hand houses decreased by 32% year-on-year4%。
In terms of housing prices, the average price of new houses in Zhengzhou fell from 17,200 yuan per square meter in December last year to 15,600 yuan per square meter in June this year, a drop of 93%。The average price of second-hand houses also fell from 14,000 yuan per square meter in December last year to 13,000 yuan per square meter in June this year, a decline of 71%。
So, why is there such a decline in the Zhengzhou property market?The main reasons are as follows:
- *Tightening of property market control policies**. In March this year, Zhengzhou City introduced a series of property market regulation policies, including restricting non-registered residents to purchase commercial housing, increasing the proportion of down payment for second homes, strictly implementing differentiated credit policies, standardizing real estate intermediaries and information release, and strengthening real estate market supervision.
The purpose of these policies is to curb the excessively rapid housing prices**, prevent bubbles in the real estate market, and maintain the healthy development of the market. However, these policies have also led to an imbalance between supply and demand in the market, with many buyers being shut out, and many of them being too high to be able to.
- *The impact of the second-hand housing market**. Due to the regulation of the new housing market, many buyers have turned to the second-hand housing market, hoping to find cheaper houses.
However, the second-hand housing market is also not optimistic, due to the large number of speculators selling, resulting in an increase in the number of second-hand housing listings, and the listing price is also declining. In many areas, the listing price of second-hand houses is even lower than the selling price of new houses, which makes the new housing market lose its best advantage and also puts many new home owners in a predicament.
In the face of the downturn in the market, many real estate companies have to adopt the strategy of price reduction in order to complete the sales target, and have launched various preferential activities, such as ** room, discount room, free parking space, home appliances, etc.
Although these activities can attract some home buyers, they also make many owners who have already bought houses before feel dissatisfied and ask to move out or refund the difference. Developers, however, often reject these requests on the grounds of contract, leading to many disputes and complaints.
The price of the house is reduced, what should the owner do?
In the face of the price reduction of the house, many owners feel heartache and helplessness, after all, the house is their hard-earned money to buy, and it is their assets and wealth. Some owners even carry heavy mortgages and watch the value of their houses depreciate day by day, which is really like a knife. So, what do these owners do?Is there any way to recover the loss?
In fact, different owners may have different choices for this problem, but the author believes that the best way is not to sell the house easily. Why?There are several reasons for this:
- *Houses are for living, not for frying**. The original intention of many owners to buy a house is to have a stable living environment for themselves or their families, rather than to make money. If your home meets your living needs, then you don't need to sell because of the fluctuation of house prices.
The rise and fall of housing prices is only a reaction of the market, not the essence of the house. The value of the house is not only reflected in the **, but also in the quality of your life. As long as you live comfortably, the price of the house is not so important.
- *The house is a long-term investment, not a short-term speculation**. When many owners buy a house, they will consider the appreciation of the house, hoping to earn income through the house. However, the house is not ** and cannot be bought and sold at any time.
The appreciation of the house requires a long-term process, not overnight. If you're just looking at short-term fluctuations in house prices and you're thinking about selling, you're likely to miss out on the long-term price hike. Moreover, selling a house is not an easy task, and you need to take into account many factors, such as taxes, procedures, agents, etc., which will increase your costs and risks. Therefore, if you don't have a special reason, such as changing houses, relocating, etc., you'd better not sell the house easily.
- *The house is a stable asset, not a liability for risk**. Many homeowners are worried about housing prices**, which will cause their houses to become debts and even face the danger of bankruptcy. However, this worry is unwarranted, because the house itself is a stable asset, and it will not disappear or depreciate due to market fluctuations.
As long as you pay off your mortgage on time, you have ownership of the house, and you can use or rent out your home as you like for a steady income and returns.
Moreover, the house also has an important function, which is to maintain value and resist inflation. In times of economic downturn, many monetary and financial products are affected, but the house is able to maintain its value and, in some cases, even buck the trend**. Therefore, a house is an asset that can withstand risks, not a liability that increases risks.
Housing prices**, is it a crisis or an opportunity?
Different people may have different views on the price of housing prices, some people think it is a crisis, and some people think it is an opportunity. So, which one exactly?The author believes that it depends on your perspective and purpose.
If you are a person who wants to buy a house, then the ** of housing prices may be a rare opportunity for you. Because you can take advantage of the downturn in housing prices to buy the house you want, and you can also enjoy a lower down payment and interest rates, saving a lot of costs.
Of course, you should also pay attention to choosing the right area and real estate to avoid buying a house of poor quality or in a different location, otherwise you may regret it.
If you are a person who has already bought a house, then the ** of housing prices may be a temporary crisis for you. Because your house may depreciate, leaving you feeling lost and uneasy. However, you don't have to worry too much, because the ** of house prices is only a short-term phenomenon and will not last long.
As long as you have patience and confidence and wait for the market to pick up, your house will still regain its value and even grow. So, you'd better not sell your home easily, but stick around and wait for your chance.
What do you think of netizens' opinions?
Regarding the current situation of Zhengzhou's property market, netizens also have their own opinions and comments, some support, some oppose, and some neutral. Below, let's take a look at the opinions of some netizens, what do you think?
- *Support**: I think the ** of Zhengzhou's property market is a good thing, and it is a manifestation of the property market's return to rationality. The housing prices in Zhengzhou are too high, which does not meet the economic level and people's income level of Zhengzhou at all, and is speculated by speculators and developers.
Housing prices are now self-regulating by the market, in order to make more ordinary people affordable to buy houses, and to make Zhengzhou's urban development more healthy and sustainable. I support the regulation policy of **, and hope to continue to adhere to it, so that Zhengzhou's housing prices can return to a reasonable level.
- *Oppose**: I think the ** of the Zhengzhou property market is a bad thing, and it is the result of the collapse of the property market. Zhengzhou's housing prices are not high, and compared with other first-tier cities and new first-tier cities, there is still a lot of room for the first place, which is suppressed by the first regulation and control policies.
The current housing price is an imbalance in the market, which has caused many buyers and sellers to suffer losses, and has hindered and hit Zhengzhou's urban development. I oppose the regulation and control policy of **, and hope that it can be relaxed a little, so that Zhengzhou's housing prices can return to normal growth.
- *Neutrality**: I think the ** of the Zhengzhou property market is a normal thing, and it is a cyclical fluctuation of the property market. Zhengzhou's housing prices are neither high nor low, matching Zhengzhou's economic development and population growth, and are determined by the supply and demand of the market.
The current housing price is the adjustment of the market, in order to digest the previous overheating and surplus, and to prepare for the future. I do not support or oppose the regulation and control policy of **, and I hope that it can be moderate and forceful to keep Zhengzhou's housing prices stable and fluctuating.
Conclusion: Housing prices**, don't panic.
In general, the first property market in Zhengzhou is a complex phenomenon, involving many factors and interests, and there is no simple answer. However, no matter what angle and purpose you have, you should not panic because of the ** of house prices, but analyze and judge rationally and make the most suitable choice for you. The house is your home, not your enemy, you have to cherish and protect it well, it will bring you happiness and wealth. I believe that Zhengzhou's property market will also usher in a better tomorrow after experiencing some ups and downs.